165 Oxford Rd, Moyock, NC 27958 Property Records

Currituck County property record for 165 Oxford Rd, Moyock, NC 27958

Property Summary

Property Type	Manufactured or Modular Home
Details	5 bd · 6 ba · 3,360 sqft · built 2005
Lot Size	10 acres (436,036 sqft)
Owner	2 Individual Names on Record
Last Sale	$120,000 (Apr 2005)
Tax Bill	$3,487 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8020-78-1732`

Property Details

APN / Parcel Number

Primary APN	`8020-78-1732`
Alternative APNs	`011C00000010000` `000202033` `8020-78`

Interior

Bedrooms	5 Beds
Full Baths	6 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	3,360 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Gas Log

Exterior

Year Built	Built 2005
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	436,036 sqft (10 acres)
Garage Type	Detached
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	360 sqft
Porch	Porch
Porch Area	1,080 sqft
Deck Area	20 sqft
Patio Area	1,080 sqft
Stable	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	000202033
Street Address	165 OXFORD RD
City	MOYOCK
State	NC
Zip	27958-8681
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Legal Description	LOT 1 CAHOON FARMS
Legal Subdivision	CAHOON FARMS
Legal Lot Number	1
Jurisdiction	CURRITUCK NC
Township / Civil Division	MOYOCK
Census Block Group	1
Census Block	1015
Census Tract	110201

Owner

Source: Currituck County records, as of November 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	165 OXFORD RD, MOYOCK, NC 27958-8681
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2023	Deed of Trust, Mortgage · Line of Credit THE OLD POINT NATIONAL BANK OF PHOEBUS
Apr 2, 2020	Deed of Trust, Mortgage · Conventional with PMI BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 25, 2005 · Amount on Record
Deed Sale	Apr 25, 2005 · Amount on Record
Deed Document Number	0000008596
Record Updated	Jun 8, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRITUCK NC
Property Address	165 OXFORD RD, MOYOCK, NC 27958-8681
Transaction Type	Mortgage
Record Updated	Feb 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	165 OXFORD RD, MOYOCK, NC 27958-8681

Mortgage

Document Number	0017290534
Date	Mar 29, 2023
Book Page	1729/534
Instrument	382095

Lender

Name	THE OLD POINT NATIONAL BANK OF PHOEBUS
Type	Bank
Address	HAMPTON, VA 23663

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRITUCK NC
Property Address	165 OXFORD RD, MOYOCK, NC 27958-8681
Document Number	0015300278
Instrument Date	Apr 2, 2020
Transaction Type	Mortgage
Record Updated	Jun 18, 2020
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	165 OXFORD RD MOYOCK NC 279588681, MOYOCK, NC 27958-8681

Mortgage

Document Number	0015300278
Date	Apr 14, 2020
Book Page	001530/000278
Instrument	350523

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 13, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.25%

Tax Assessment & Valuation

Source: Currituck County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Currituck County
Unified School District	Currituck County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,487.00 (-0.46%)	$503,600 (-) Land $160,100 Building $343,500
2024	$3,503.00 (+9.74%)	$503,600 (-) Land $160,100 Building $343,500
2023	$3,192.00 (+19.06%)	$503,600 (-) Land $160,100 Building $343,500	$503,600 (-) Land $160,100 Building $343,500
2022	$2,681.00	$503,600 Land $160,100 Building $343,500	$503,600 (-) Land $160,100 Building $343,500
2021			$503,600 Land $160,100 Building $343,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 68 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	68 in force
Nearby Flood Claims	3 (2009–2016)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CURRITUCK COUNTY WATER SYSTEM serves 24,130 people · EPA ID NC0427010
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fixed Wireless	1,000 / 50
Cox Communications Fiber	1,000 / 35

May also be available: Brightspeed, Verizon.

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