Osceola County property record for 190 Orange Ave, Saint Cloud, FL 34769 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1995 |
| Square Footage | 1,498 sqft Living Area |
| Lot Size | 26,658 sqft (0.612 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $260,000 (2020) |
| Tax Bill | $3,269.00 (2024) |
| Primary APN | 01-26-30-4950-0001-0690 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,498 sqft Living Area |
| Gross Area | 2,292 sqft Gross Area |
| 1st Floor | 1,498 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Custom Design Style |
| Exterior Material | Concrete Block Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 26,658 sqft (0.612 acres) |
| Depth X Width | 297 ft x 90 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 588 sqft Garage |
| Shed | 1 Shed |
|---|---|
| Shed Area | 120 sqft Shed |
| Deck Area | 80 sqft Deck |
| Porch Area | 206 sqft Porch |
| Boat Access | Boat Access |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 190 ORANGE AVE |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-2551 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | S L & I C N 90 FT OF LOT 69 LESS RD R/W |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | S L & I C |
| Legal Tract | 4950 |
| Legal Block | 690 |
| Legal Lot Number | 69 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 2 |
| Census Block | 2033 |
| Census Tract | 43600 |
Source: Osceola County records · APN 01-26-30-4950-0001-0690
Assessment roll updated November 26, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 190 ORANGE AVE, SAINT CLOUD, FL 34769-2551 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Apr 16, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Oct 08, 2020 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 08, 2020 · Amount on Record |
| Deed Sale | Oct 08, 2020 · Amount on Record |
| Prior Sale | Aug 02, 2001 · Amount on Record |
| Deed Doc Number | 2020135487 |
| Deed Book / Page | 5809 / 185 |
| Last Transfer Date | Apr 08, 2026 |
| Transfer Doc | 0000050553 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 16, 2026 |
| Property Address | 190 ORANGE AVE, SAINT CLOUD, FL 34769-2551 |
| Document Number | 0000050553 |
| Book / Page | 6956 / 1763 |
| Instrument Date | Apr 08, 2026 |
| Instrument | 202650553 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 190 ORANGE AVE, SAINT CLOUD, FL 34769-2551 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Oct 08, 2020 |
| Property Address | 190 ORANGE AVE, SAINT CLOUD, FL 34769-2551 |
| Document Number | 0058090185 |
| Book / Page | 5809 / 185 |
| Map Reference | MB B PG 61 |
| Instrument Date | Oct 08, 2020 |
| Instrument | 2020135487 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,820.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4417 13TH ST, 4417, SAINT CLOUD, FL 34769-6724 |
| Name | Verified Name |
|---|---|
| Address | 190 ORANGE AVE, SAINT CLOUD, FL 34769-2551 |
| Document Number | 0005809186 |
|---|---|
| Date | Oct 08, 2020 |
| Instrument | 5809/186 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,446.00 (+5.41%) Homeowner's exemption | $238,149 (+5.99%) | $331,700 (+10.71%) Land $72,900 Building $258,800 |
| 2024 | $3,269.00 (+2.22%) | ||
| 2023 | $3,198.00 (+4.37%) Homeowner's exemption | $224,698 (+3%) | $299,600 (+12.25%) Land $54,700 Building $244,900 |
| 2022 | $3,064.00 Homeowner's exemption | $218,154 | $266,900 Land $48,600 Building $218,300 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 61.0 ft |
| Wildfire Risk | Moderate above 47% of the US · above 18% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 980 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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