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127 Orange Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 127 Orange Ave, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1997
Square Footage1,420 sqft Heated Area
Lot Size8,843 sqft (0.203 acres)
OccupancyOwner Occupied
Last Sale$295,000 (2020)
Tax Bill$4,160.00 (2025)

Property Details

APN / Parcel Number

Primary APN0126304920000A0010
Alternative APN
  • 80970

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,420 sqft Heated Area
Gross Area2,420 sqft Gross Area
1st Floor1,420 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1997
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area8,843 sqft (0.203 acres)
Depth X Width117 ft x 75 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area528 sqft Garage

Exterior Amenities

Pool Area450 sqft Pool
FenceFence
Shed1 Shed
Shed Area45 sqft Shed
Deck Area470 sqft Deck
Patio Area170 sqft Patio
PorchEnclosed Porch
Porch Area472 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number80970
Street Address127 ORANGE AVE
CitySAINT CLOUD
StateFL
Zip34769-2550
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionRUNNYMEDE SHORES BLK A LOT 1 LESS R/W ORANGE AVE PB 1 PG 383
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionRUNNYMEDE SHORES
Legal Tract4920
Legal BlockA
Legal Lot Number1
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup2
Census Block2028
Census Tract43600

Owner

Source: Osceola County records · APN 0126304920000A0010

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address127 ORANGE AVE, SAINT CLOUD, FL 34769-2550
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 31, 2020Deed of Trust, Mortgage · Conventional Mortgage
THE FIRST NATIONAL BANK OF OTTAWA
Jul 24, 2020Warranty Deed, Transfer · Conventional Mortgage
THE FIRST NATIONAL BANK OF OTTAWA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 24, 2020 · Amount on Record
Deed SaleJul 24, 2020 · Amount on Record
Prior SaleSep 26, 2001 · Amount on Record
Deed Doc Number2020097054
Deed Book / Page5761 / 1760
Record RefreshedJun 08, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address127 ORANGE AVE, SAINT CLOUD, FL 34769-2550
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0057651769
DateJul 31, 2020
Book Page5765/1769
Instrument2020100127
Lender
NameTHE FIRST NATIONAL BANK OF OTTAWA
TypeBank
AddressOTTAWA, IL 61350
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term481 Months
DueAug 01, 2060

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJul 24, 2020
Property Address127 ORANGE AVE, SAINT CLOUD, FL 34769-2550
Document Number0057611760
Book / Page5761 / 1760
Map ReferenceMB 1 PG 383
Instrument DateJul 17, 2020
Instrument2020097054
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanyA CLEAR CHOICE T&E OF OSCEOL

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,065.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 6344, NAVARRE, FL 32566-1944

Transferred To (Grantee/Buyer)

NameVerified Name
Address636 FORT ST, OTTAWA, IL 61350-3828

Mortgage

Document Number0057611761
DateJul 24, 2020
Instrument5761/1761
Lender
NameTHE FIRST NATIONAL BANK OF OTTAWA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2050

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,160.00 (+7.16%) Homeowner's exemption$275,319 (+6.84%)$377,400 (+8.35%) Land $65,000 Building $312,400
2023$3,882.00 (+3.55%) Homeowner's exemption$257,692 (+3%)$348,300 (+17.19%) Land $60,000 Building $288,300
2022$3,749.00 Homeowner's exemption$250,187$297,200 Land $45,000 Building $252,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation61.0 ft

Wildfire

Wildfire RiskModerate
above 47% of the US · above 18% of Florida
Wildfire LikelihoodAbout 1 in 980 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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