190 Oak Ave, Cocoa Beach, FL 32931 Property Records

Brevard County property record for 190 Oak Ave, Cocoa Beach, FL 32931

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,984 sqft · built 1959
Lot Size0.17 acres (7,405 sqft)
Owner2 Individual Names on File
Tax Bill$4,065 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Flood ZoneZone X (moderate risk)
APN25-37-10-76-2-2

Property Details

APN / Parcel Number

Primary APN25-37-10-76-2-2
Alternative APNs
  • 25-37-10-76-00002.0-0002.00
  • 2517117

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,984 sqft Living Area
Gross Area2,550 sqft
1st Floor Area1,984 sqft

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1996
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeFlat
Roof MaterialBuilt-Up Asphalt
Lot Area7,405 sqft (0.17 acres)
Lot Dimensions135 ft deep x 56 ft wide
View / LotCanal Front
Garage TypeAttached
Garage Area439 sqft

Exterior Amenities

PorchFinished/Open Porch
Porch Area57 sqft
Deck Area853 sqft
Patio Area300 sqft
Utility Building70 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2517117
Street Address190 OAK AVE
CityCOCOA BEACH
StateFL
Zip32931-2816
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS1
Legal DescriptionINDIAN CREEK ESTATES LOT 2 BLK 2 & PT OF LOT 7 NEWLAND MANOR PB 12 PG 44 AS DES IN ORB 705 PG 493
Legal Range37E
Legal Township25S
Legal Section10
Legal SubdivisionINDIAN CREEK ESTATES
Legal Block2
Legal Lot Number2
JurisdictionBREVARD FL
Township / Civil DivisionCOCOA BEACH-CAPE CANAVERAL
Census Block Group1
Census Block1007
Census Tract71700

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address190 OAK AVE, COCOA BEACH, FL 32931-2816
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateSep 11, 2012
Transfer Doc0066882453
Record UpdatedSep 20, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address190 OAK AVE, COCOA BEACH, FL 32931-2816
Transaction TypeMortgage
Record UpdatedFeb 19, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address190 OAK AVE, COCOA BEACH, FL 32931-2816

Mortgage

Document Number0090011338
DateFeb 2, 2021
Book Page9001/1338
Instrument2021025507
Lender
NameSPACE COAST CU
TypeCredit Union
AddressMELBOURNE, FL 32940
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueFeb 1, 2051

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
MunicipalityCocoa Beach City
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$299,340 (+2.7%)$654,910 (+0.2%)
2025$4,065.00 (+1.91%) Homeowner's exemption$291,480 (+5.99%)$653,580 (+4.3%)
2024$3,989.00 (+2.1%)
2023$3,907.00 (+7.87%) Homeowner's exemption$275,020 (+3%)$626,640 (+21.6%) Land $382,500 Building $244,140
2022$3,622.00 Homeowner's exemption$267,010$515,340 Land $382,500 Building $132,840

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 93 individual policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies104 units insured
incl. 11 condo units
Nearby Flood Claims2 (2017–2022)
Claims Outside the SFHA1 of 2
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COCOA
serves 294,039 people · EPA ID FL3050223
Water SourceSurface water
Last State InspectionJul 2024
Lead2 ppb (2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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