190 N Main St, Crestview, FL 32536 Property Records

Okaloosa County property record for 190 N Main St, Crestview, FL 32536

Property Summary

Property Type	Retail Store
Details	3 ba · 1,479 sqft · built 1940
Lot Size	0.034 acres (1,493 sqft)
Owner	2 Individual Names on Record
Last Sale	$100,000 (Mar 2021)
Tax Bill	$1,312 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Mar 2021 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-595-5332-1`

Property Details

APN / Parcel Number

Primary APN	`C56-000-595-5332-1`
Alternative APNs	`17-3N-23-2490-0008-043B` `23N31724900008043B`

Interior

Full Baths	3 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,479 sqft Gross Area
1st Floor Area	969 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1985
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Fire Resistance	Masonry Walls, Wood Interior
Roof Type	Gambrel
Roof Material	Built-Up Asphalt
Lot Area	1,493 sqft (0.034 acres)
Lot Width	18 ft Width
Porch	Finished/Open Porch
Porch Area	51 sqft
Canopy	119 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	190 N MAIN ST
City	CRESTVIEW
State	FL
Zip	32536-3546
Property Category	Commercial
Property Type	Commercial > Retail > Retail Store
Legal Description	CRESTVIEW BEG 90 FT SE OF NE COR LOT 43 SE 18 FT SW 80 FT NW 5 FT NE 20 FT NW 13 FT NE 60 FT TO POB
Legal Range	23W
Legal Township	03N
Legal Section	17
Legal Subdivision	CRESTVIEW
Legal Block	8
Legal Lot Number	43
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	4
Census Block	4063
Census Tract	20500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Crestview Commercial Historic District listed 2006 · 53 contributing resources · NRIS 06000620

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Okaloosa County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10 PONCE DE LEON RD, CRESTVIEW, FL 32539-5205
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2021	Deed of Trust, Mortgage MICHAEL D CARNLEY ETUX
Mar 17, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage JEQUITA BARNSDALE
Nov 20, 2020	Warranty Deed, Transfer BURTON LAW AND TITLE, BURTON LAW & TITLE PL
Aug 24, 2020	Quit Claim Deed, Transfer BURTON LAW AND TITLE, BURTON LAW & TITLE PL
Aug 24, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 24, 2020	Quit Claim Deed, Transfer BURTON LAW AND TITLE, BURTON LAW & TITLE PL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2021 · Amount on Record
Deed Sale	Mar 17, 2021 · Amount on Record
Prior Sale	Nov 20, 2020 · Amount on Record
Deed Document Number	20213438697
Deed Book / Page	3532 / 4296
Prior Transfer Date	Nov 17, 2020
Prior Transfer Doc	0035064402
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	190 N MAIN ST, CRESTVIEW, FL 32536-3546
Transaction Type	Mortgage
Record Updated	Feb 13, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2152 W JAMES LEE BLVD, CRESTVIEW, FL 32536-5401

Mortgage

Document Number	0035681795
Date	Aug 19, 2021
Book Page	3568/1795
Instrument	3481930

Lender

Name	MICHAEL D CARNLEY ETUX
Type	Private Party
Address	5334 HILLCREST RD, CRESTVIEW, FL 32539

Agreement

Amount	Amount Recorded

Interest

Rate	4%

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Mar 17, 2021
Property Address	190 N MAIN ST, CRESTVIEW, FL 32536-3546
Document Number	0035324296
Book / Page	3532 / 4296
Instrument Date	Mar 15, 2021
Instrument	3438697
Transaction Type	Transfer
Record Updated	Feb 13, 2024
Title Company	MOULTON LAND TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$700.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2537 KINGSTON RD, CRESTVIEW, FL 32536-9592

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 PONCE DR LEON RD, CRESTVIEW, FL 32539-5205

Mortgage

Document Number	0035324297
Date	Mar 17, 2021
Instrument	3532/4297

Lender

Name	JEQUITA BARNSDALE
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Nov 20, 2020
Property Address	190 N MAIN ST, CRESTVIEW, FL 32536-3546
Document Number	0035064402
Book / Page	003506 / 004402
Instrument Date	Nov 17, 2020
Instrument	3408985
Transaction Type	Transfer
Record Updated	Dec 2, 2020
Title Company	BURTON LAW AND TITLE, BURTON LAW & TITLE PL

Transaction

Amount	Amount Recorded
Tax	$691.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2537 KINGSTON RD CRESTVIEW FL 325369592, CRESTVIEW, FL 32536-9592

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OKALOOSA FL
Recording Date	Aug 24, 2020
Property Address	190 N MAIN ST, CRESTVIEW, FL 32536-3546
Document Number	0034860019
Book / Page	003486 / 000019
Instrument Date	Aug 21, 2020
Instrument	3384681
Transaction Type	Transfer
Record Updated	Sep 8, 2020
Title Company	BURTON LAW AND TITLE, BURTON LAW & TITLE PL

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	153 SANDERS AVE CRESTVIEW FL 325394343, CRESTVIEW, FL 32539-4343

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OKALOOSA FL
Recording Date	Aug 24, 2020
Property Address	190 N MAIN ST, CRESTVIEW, FL 32536-3546
Document Number	0034860021
Book / Page	003486 / 000021
Instrument Date	Aug 21, 2020
Instrument	3384682
Transaction Type	Transfer
Record Updated	Sep 4, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	153 SANDERS AVE CRESTVIEW FL 325394343, CRESTVIEW, FL 32539-4343

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OKALOOSA FL
Recording Date	Aug 24, 2020
Property Address	190 N MAIN ST, CRESTVIEW, FL 32536-3546
Document Number	0034854990
Book / Page	003485 / 004990
Instrument Date	Aug 21, 2020
Instrument	3384674
Transaction Type	Transfer
Record Updated	Oct 2, 2020
Title Company	BURTON LAW AND TITLE, BURTON LAW & TITLE PL

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	153 SANDERS AVE CRESTVIEW FL 325394343, CRESTVIEW, FL 32539-4343

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Crestview City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,312.00 (+22.05%)	$94,290 (+30.21%) Land $33,292 Building $60,998	$94,290 (+30.21%) Land $33,292 Building $60,998
2023	$1,075.00 (+14.61%)	$72,412 (+25.64%) Land $25,515 Building $46,897	$72,412 (+25.64%) Land $25,515 Building $46,897
2022	$938.00	$57,635 Land $15,209 Building $42,426	$57,635 Land $15,209 Building $42,426

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRESTVIEW, CITY OF WATER DEPT. serves 34,789 people · EPA ID FL1460182
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: CenturyLink, Cox Communications, LiveOak Fiber, Verizon.

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