188 N Main St, Crestview, FL 32536 Property Records

Okaloosa County property record for 188 N Main St, Crestview, FL 32536

Property Summary

Property Type	Commercial Office
Details	1,776 sqft · built 1999
Lot Size	0.05 acres (2,162 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,815 (2025)
Deeds & Mortgages	May 2017 Line of Credit Jan 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`C56-000-595-5335-4`

Property Details

APN / Parcel Number

Primary APN	`C56-000-595-5335-4`
Alternative APNs	`17-3N-23-2490-0008-043E` `23N31724900008043E`

Interior

Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,776 sqft Gross Area
1st Floor Area	1,632 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Metal
Construction Type	Steel Frame
Fire Resistance	Fireproof Steel Frame
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	2,162 sqft (0.05 acres)
Lot Width	25 ft Width
Canopy	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	188 N MAIN ST
City	CRESTVIEW
State	FL
Zip	32536-3546
Property Category	Commercial
Property Type	Commercial > Office > Commercial Office
Legal Description	CRESTVIEW SE 25 FT OF LOT 43 BLK 8
Legal Range	23W
Legal Township	03N
Legal Section	17
Legal Subdivision	CRESTVIEW
Legal Block	8
Legal Lot Number	43
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	4
Census Block	4063
Census Tract	20500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Crestview Commercial Historic District listed 2006 · 53 contributing resources · NRIS 06000620

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Okaloosa County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8923 HIGHWAY 85 N, LAUREL HILL, FL 32567-2521
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 10, 2017	Grant Deed, Mortgage · Line of Credit COASTAL BK&TR
Jan 26, 2017	Loan Modification, Mortgage PEOPLES NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

May 2017: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	OKALOOSA FL
Recording Date	May 10, 2017
Property Address	188 N MAIN ST, CRESTVIEW, FL 32536-3546
Document Number	0032984840
Book / Page	003298 / 004840
Instrument Date	May 5, 2017
Instrument	3134118
Transaction Type	Mortgage
Record Updated	Jul 11, 2017

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8923 HIGHWAY 85 N LAUREL HILL FL 325672521, LAUREL HILL, FL 32567-2521

Mortgage

Document Number	32984840
Date	May 10, 2017
Book Page	003298/004840
Instrument	3134118

Lender

Name	COASTAL BK&TR
Type	Bank
Address	1148 BROADWAY, COLUMBUS, GA 31901-2429

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 9, 2037

Interest

Rate Type	Adjustable Rate

January 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OKALOOSA FL
Property Address	188 N MAIN ST, CRESTVIEW, FL 32536-3546
Document Number	0032880168
Instrument Date	Jan 26, 2017
Transaction Type	Mortgage
Record Updated	Aug 17, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8923 HIGHWAY 85 N LAUREL HILL FL 325672521, LAUREL HILL, FL 32567-2521

Mortgage

Document Number	0032880168
Date	Feb 21, 2017
Book Page	003288/000168
Instrument	3118760

Lender

Name	PEOPLES NAT'L BK
Type	Bank
Address	NICEVILLE, FL 32578

Agreement

Amount	Amount Recorded
Term	36 Months
Due	Feb 20, 2020

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Crestview City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,815.00 (+4.38%)	$179,729 (+3.78%) Land $44,460 Building $135,269	$179,729 (+3.78%) Land $44,460 Building $135,269
2023	$2,697.00 (+11.49%)	$173,188 (+16.53%) Land $35,437 Building $137,751	$173,188 (+16.53%) Land $35,437 Building $137,751
2022	$2,419.00	$148,624 Land $21,124 Building $127,500	$148,624 Land $21,124 Building $127,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRESTVIEW, CITY OF WATER DEPT. serves 34,789 people · EPA ID FL1460182
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: CenturyLink, Cox Communications, LiveOak Fiber, Verizon.

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