190 Mill Rd, Buffalo, NY 14224 Property Records

Erie County and West Seneca Town property record for 190 Mill Rd, Buffalo, NY 14224

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,345 sqft · built 1958
Lot Size	0.179 acres (7,800 sqft)
Owner	Individual Name on Record
Last Sale	$164,948 (May 2020)
Tax Bill	$4,981 (2026)
Deeds & Mortgages	Aug 2025 Line of Credit May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-187-090`

Property Details

APN / Parcel Number

Primary APN	`29-187-090`
Alternative APNs	`68001441700003009000` `146800 144.17-3-9`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,345 sqft Living Area
1st Floor Area	858 sqft
Upper Floors Area	487 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1963
Architectural Style	Cape Cod
Exterior Material	Brick
Lot Area	7,800 sqft (0.179 acres)
Lot Dimensions	120 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	322 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	70 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	29-187-090
Street Address	190 MILL RD
City	BUFFALO
State	NY
Zip	14224-4154
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	04 - FARM
Legal Description	MC-1995 SL-9 (FL-377) GREENHILL ACRES S/D 65 X 120.00
Legal Subdivision	BUFFALO CREEK RESERVATION
Legal Block	3
Legal Lot Number	9.000
Jurisdiction	ERIE NY
Township / Civil Division	WEST SENECA
Census Block Group	2
Census Block	2003
Census Tract	12003

Owner

Source: Erie County and West Seneca Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	190 MILL RD, BUFFALO, NY 14224-4154
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2025	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
May 22, 2020	Deed, Transfer · Conventional Mortgage FIVE STAR BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2020 · Amount on Record
Deed Sale	May 22, 2020 · Amount on Record
Prior Sale	Nov 16, 2012 · Amount on Record
Deed Document Number	202084991
Deed Book / Page	11360 / 7344
Prior Transfer Date	May 20, 2020
Prior Transfer Doc	0113607344
Record Updated	Oct 29, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	190 MILL RD, BUFFALO, NY 14224-4154
Transaction Type	Mortgage
Record Updated	Oct 7, 2025
Title Company	SERVICE TITLE, SERVICELINK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 MILL RD, BUFFALO, NY 14224-4154

Mortgage

Document Number	0141693680
Date	Aug 4, 2025
Book Page	14169/3680
Instrument	2025139783

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Jul 24, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	ERIE NY
Recording Date	May 22, 2020
Property Address	190 MILL RD, BUFFALO, NY 14224-4154
Document Number	0113607344
Book / Page	11360 / 7344
Map Reference	DOC 1995
Instrument Date	May 20, 2020
Instrument	2020084991
Transaction Type	Transfer
Record Updated	Aug 19, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$660.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	190 MILL RD, 190, WEST SENECA, NY 14224-4154

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	429 LAKESIDE RD, ANGOLA, NY 14006-9552

Mortgage

Document Number	0139405751
Date	May 22, 2020
Instrument	13940/5751

Lender

Name	FIVE STAR BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Erie County and West Seneca Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	West Seneca Town
Unified School District	West Seneca Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,981.00 (+96.49%)
2025	$2,535.00 (-47.52%)	$50,200 (-) Land $8,100 Building $42,100	$209,200 (+4.18%) Land $33,755 Building $175,445
2024	$4,830.00 (+18.61%)	$50,200 (-) Land $8,100 Building $42,100	$200,800 (+4%) Land $32,400 Building $168,400
2023		$50,200 Land $8,100 Building $42,100	$193,077 Land $31,154 Building $161,923
2019	$4,072.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979–1980)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ECWA WEST SENECA serves 23,557 people · EPA ID NY1404543
Water Source	Purchased surface water from ECWA DIRECT
Last State Inspection	Nov 2025
Lead	10 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 557 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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