Lapeer County property record for 190 Mason St, Lapeer, MI 48446
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,935 sqft · built 1880 |
| Lot Size | 0.237 acres (10,324 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,308 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | L20-06-800-040-00 |
| Primary APN | L20-06-800-040-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,935 sqft Living Area |
| 1st Floor Area | 1,164 sqft |
| Basement Area | 1,164 sqft |
| Flooring | Carpet |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Lot Area | 10,324 sqft (0.237 acres) |
| Lot Dimensions | 120 ft deep x 86 ft wide |
| Heating System | Hot Water |
|---|
| Street Address | 190 MASON ST |
|---|---|
| City | LAPEER |
| State | MI |
| Zip | 48446-2244 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM-1 M |
| Legal Description | CITY OF LAPEER LAPEER VILLAGE PLAT SELY 70 FT OF LOTS 53 & 54 & PART OF VAC COLUMBIA ST COM AT SW COR OF LOT 53, TH NELY ALG |
| Legal Range | 10E |
| Legal Township | 07N |
| Legal Section | 05 |
| Legal Subdivision | CITY OF LAPEER R LAPEER VILLAG |
| Legal Lot Number | 53-120 |
| Jurisdiction | LAPEER MI |
| Township / Civil Division | LAPEER |
| Census Block Group | 3 |
| Census Block | 3028 |
| Census Tract | 337500 |
190 Mason St is owned and occupied by an individual who acquired it in March 2002.
Source: Lapeer County records, as of September 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 190 MASON ST, LAPEER, MI 48446-2244 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 1, 2002 |
| Deed Sale | Mar 1, 2002 |
| Prior Sale | May 13, 1999 · Amount on File |
| Deed Document Number | 20021 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 190 MASON ST, LAPEER, MI 48446-2244 |
| Transaction Type | Mortgage |
| Record Updated | Sep 17, 2021 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 190 MASON ST, LAPEER, MI 48446-2244 |
| Document Number | 0032280158 |
|---|---|
| Date | Aug 12, 2021 |
| Book Page | 3228/158 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 304 Months |
| Due | Dec 1, 2046 |
The 2025 property tax bill for 190 Mason St was $1,308 with a homeowner's exemption.
Source: Lapeer County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Lapeer County |
| Municipality | Lapeer City |
| Unified School District | Lapeer Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $108,400 (+11.98%) | $216,800 (+11.98%) | |
| 2025 | $1,308.00 Homeowner's exemption | $96,800 | $193,600 |
| 2023 | $88,100 | $176,200 | |
| 2022 | $1,139.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 190 Mason St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 190 Mason St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LAPEER serves 9,023 people · EPA ID MI0003780 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2023 |
| Monitoring and Reporting | 11 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Xfinity.
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