190 Maple Ridge Dr, Demorest, GA 30535 Property Records

Habersham County property record for 190 Maple Ridge Dr, Demorest, GA 30535

Property Summary

Property Type	Seasonal / Vacation Home
Details	3 bd · 2 ba · 1,319 sqft · built 1992
Lot Size	1.39 acres (60,548 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Mar 2024)
Tax Bill	$2,340 (2026)
Deeds & Mortgages	May 2026 Mortgage Mar 2024 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`043 046`

Property Details

APN / Parcel Number

Primary APN	`043 046`
Alternative APNs	`671871` `384392`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,319 sqft Heated Area
Gross Area	1,673 sqft
1st Floor Area	1,319 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2002
Exterior Material	Aluminum Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	60,548 sqft (1.39 acres)
Lot Width	170 ft Width
Garage Area	180 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	174 sqft
Storage Building	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	384392
Street Address	190 MAPLE RIDGE DR
City	DEMOREST
State	GA
Zip	30535-4781
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Local Zoning Code	LI
Legal Description	10-34 LT 17 PB 33-189 DB 1358-789
Legal Subdivision	RIVER PLACE SOQUE PH 2
Legal Lot Number	17
Jurisdiction	HABERSHAM GA
Township / Civil Division	CORNELIA
Census Block Group	2
Census Block	2001
Census Tract	603

Owner

Source: Habersham County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	190 MAPLE RIDGE DR, DEMOREST, GA 30535-4781
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 6, 2026	Warranty Deed, Transfer · Conventional Mortgage ROBINS FINANCIAL CREDIT UNION
Mar 1, 2024	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE
Aug 21, 2018	Deed of Trust, Mortgage NEW DAY FINANCIAL
Aug 21, 2018	Deed of Trust, Mortgage NEW DAY FINANCIAL
Sep 13, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2024 · Amount on Record
Deed Sale	Mar 1, 2024 · Amount on Record
Prior Sale	Jul 8, 2016 · Amount on Record
Deed Book / Page	1358 / 789
Prior Transfer Date	Nov 10, 2015
Prior Transfer Doc	0000003456
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	May 6, 2026
Property Address	190 MAPLE RIDGE DR, DEMOREST, GA 30535-4781
Document Number	1432000540
Book / Page	1432 / 540
Instrument Date	Apr 22, 2026
Transaction Type	Transfer
Record Updated	Aug 28, 2026

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 MAPLE RIDGE DR, DEMOREST, GA 30535-4781

Mortgage

Document Number	1432000542,
Date	May 6, 2026
Book Page	1432/542

Lender

Name	ROBINS FINANCIAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Max Rate	-1%

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Mar 1, 2024
Property Address	190 MAPLE RIDGE DR, DEMOREST, GA 30535-4781
Document Number	001358/789
Book / Page	1358 / 789
Instrument Date	Feb 29, 2024
Transaction Type	Transfer
Record Updated	Mar 29, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 MAPLE RIDGE DR, DEMOREST, GA 30535-4781

Mortgage

Document Number	0001358794
Date	Mar 1, 2024
Instrument	1358/794

Lender

Name	ATLANTIC BAY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jan 1, 2054

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	190 MAPLE RIDGE DR, DEMOREST, GA 30535-4781
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 MAPLE RIDGE DR, DEMOREST, GA 30535-4781

Mortgage

Document Number	0000001173/0000000564
Date	Aug 21, 2018
Book Page	0000001173/0000000564

Lender

Name	NEW DAY FINANCIAL

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	190 MAPLE RIDGE DR, DEMOREST, GA 30535-4781
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 MAPLE RIDGE DR, DEMOREST, GA 30535-4781

Mortgage

Document Number	0000001173/0000000564
Date	Aug 21, 2018
Book Page	0000001173/0000000564

Lender

Name	NEW DAY FINANCIAL

Agreement

Amount	Amount Recorded
Term	353 Months
Due	Jan 1, 2048

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	190 MAPLE RIDGE DR, DEMOREST, GA 30535-4781
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 MAPLE RIDGE DR, DEMOREST, GA 30535-4781

Mortgage

Document Number	0000001201/0000000332
Date	Sep 13, 2019
Book Page	0000001201/0000000332

Lender

Name	QUICKEN LOANS

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Habersham County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Habersham County
Unified School District	Habersham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,340.00 (+38.63%)	$102,662 (+57.82%) Land $18,807 Building $83,855	$256,655 (+57.82%) Land $47,017 Building $209,638
2023	$1,688.00 (+13.82%)	$65,052 (+13.82%) Land $9,832 Building $55,220	$162,630 (+13.82%) Land $24,580 Building $138,050
2022	$1,483.00	$57,152 Land $9,832 Building $47,320	$142,880 Land $24,580 Building $118,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2020)
Most Recent Claim	Oct 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 79% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Cable · DSL	1,000 / 25
Starlink Satellite	280 / 30

May also be available: TrailWave.

Cell Coverage

5G and 4G LTE (outdoors only)

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