189 Maple Ridge Dr, Demorest, GA 30535 Property Records

Habersham County property record for 189 Maple Ridge Dr, Demorest, GA 30535

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,284 sqft · built 1985
Lot Size	2.38 acres (103,673 sqft)
Owner	Individual Name on Record
Last Sale	$98,000 (May 2017)
Tax Bill	$2,186 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Aug 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`043 052`

Property Details

APN / Parcel Number

Primary APN	`043 052`
Alternative APNs	`673433` `384403`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,284 sqft Heated Area
Gross Area	2,196 sqft
1st Floor Area	1,284 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	103,673 sqft (2.38 acres)
Lot Width	550 ft Width
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	352 sqft
Deck Area	128 sqft
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	384403
Street Address	189 MAPLE RIDGE DR
City	DEMOREST
State	GA
Zip	30535-4784
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LI
Legal Description	RIV PL ON SOQ P-2 DB 1139-727
Legal Subdivision	RIVER PLACE ON SOQUE PH 02
Jurisdiction	HABERSHAM GA
Township / Civil Division	CORNELIA
Census Block Group	2
Census Block	2001
Census Tract	603

Owner

Source: Habersham County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	189 MAPLE RIDGE DR, DEMOREST, GA 30535-4784
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Deed of Trust, Mortgage · FHA Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL
Aug 22, 2023	Deed of Trust, Mortgage · Conventional Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL
May 16, 2017	Warranty Deed, Transfer · FHA Mortgage HOMESTAR FINANCIAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 16, 2017 · Amount on Record
Deed Sale	May 16, 2017 · Amount on Record
Prior Sale	Nov 14, 2014 · Amount on Record
Deed Document Number	2017943
Deed Book / Page	1139 / 727
Prior Transfer Date	Jul 1, 2014
Prior Transfer Doc	001062/556
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Recording Date	Jul 6, 2026
Property Address	189 MAPLE RIDGE DR, DEMOREST, GA 30535-4784
Document Number	1439000243
Book / Page	1439 / 243
Instrument Date	Jul 2, 2026
Transaction Type	Mortgage
Record Updated	Aug 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	189 MAPLE RIDGE DR, DEMOREST, GA 30535-4784

Mortgage

Document Number	1439000243,
Date	Jul 6, 2026
Book Page	1439/243

Lender

Name	US DEPARTMENT OF HOUSING AND URBAN DEVEL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jul 1, 2051

Interest

Rate	6.48%
Max Rate	-1%

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	189 MAPLE RIDGE DR, DEMOREST, GA 30535-4784
Transaction Type	Mortgage
Record Updated	Sep 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	189 MAPLE RIDGE DR, DEMOREST, GA 30535-4784

Mortgage

Document Number	0000001344/0000000901
Date	Aug 22, 2023
Book Page	0000001344/0000000901

Lender

Name	US DEPARTMENT OF HOUSING AND URBAN DEVEL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Jan 1, 2051

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	May 16, 2017
Property Address	189 MAPLE RIDGE DR, DEMOREST, GA 30535-4784
Document Number	001139/727
Book / Page	1139 / 727
Instrument Date	May 16, 2017
Instrument	2017-000943
Transaction Type	Transfer
Record Updated	Aug 3, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	189 MAPLE RIDGE DR, DEMOREST, GA 30535-4784

Mortgage

Document Number	001139/730
Date	May 22, 2017
Book Page	1139/730

Lender

Name	HOMESTAR FINANCIAL
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Habersham County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Habersham County
Unified School District	Habersham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,186.00 (-2.02%)	$95,908 (+3.81%) Land $28,643 Building $67,265	$239,771 (+3.81%) Land $71,608 Building $168,163
2025	$2,231.00 (+46.01%)	$92,392 (+56.93%) Land $26,769 Building $65,623	$230,981 (+56.93%) Land $66,923 Building $164,058
2023	$1,528.00 (+12.35%)	$58,876 (+12.35%) Land $13,100 Building $45,776	$147,190 (+12.35%) Land $32,750 Building $114,440
2022	$1,360.00	$52,404 Land $13,100 Building $39,304	$131,010 Land $32,750 Building $98,260

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2020)
Most Recent Claim	Oct 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 79% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Cable · DSL	1,000 / 25
Starlink Satellite	280 / 30

May also be available: TrailWave.

Cell Coverage

5G and 4G LTE (outdoors only)

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