Monterey County property record for 190 Hall Rd, Royal Oaks, CA 95076
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,361 sqft · built 1947 |
| Lot Size | 0.387 acres (16,842 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,746 (2025) |
| Deeds & Mortgages | May 2019 Reverse Mortgage Apr 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 119-122-006-000 |
| Primary APN | 119-122-006-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,361 sqft Living Area |
| 1st Floor Area | 1,361 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1947 |
| Architectural Style | Custom Design |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Wood Shingle |
| Lot Area | 16,842 sqft (0.387 acres) |
| Garage Area | 995 sqft |
| Parking Spaces | 4 Parking Spaces |
| Heating System | Floor/Wall Furnace |
|---|
| Old Parcel Number | 119-122-006 |
|---|---|
| Street Address | 190 HALL RD |
| City | ROYAL OAKS |
| State | CA |
| Zip | 95076-5603 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAS LOMAS TR 6 SUB 1 OF ASSRS LOT 69 |
| Legal Subdivision | LAS LOMAS |
| Legal Tract | 6 |
| Legal Block | 3 |
| Legal Lot Number | 69 |
| Jurisdiction | MONTEREY CA |
| Township / Civil Division | PAJARO |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 14601 |
Source: Monterey County records, as of August 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 190 HALL RD, ROYAL OAKS, CA 95076-5603 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 1, 2019 | Deed of Trust, Mortgage · Reverse Mortgage SYNERGY ONE LENDING |
| Apr 22, 2019 | Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 190 HALL RD, ROYAL OAKS, CA 95076-5603 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | PLACER TITLE COMAPNY |
| Name | Verified Name |
|---|
| Document Number | 0000017183 |
|---|---|
| Date | May 1, 2019 |
| Instrument | 2019017183 |
| Name | SYNERGY ONE LENDING |
|---|---|
| Type | Lending Institution |
| Address | SAN DIEGO, CA 92108 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.62% |
| Type Change Date | May 1, 2020 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 190 HALL RD, ROYAL OAKS, CA 95076-5603 |
| Document Number | 0000017184 |
| Instrument Date | Apr 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2019 |
| Title Company | PLACER TITLE COMPANY, PLACER TITLE CO. |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 190 HALL RD ROYAL OAKS CA 950765603, ROYAL OAKS, CA 95076-5603 |
| Document Number | 0000017184 |
|---|---|
| Date | May 1, 2019 |
| Instrument | 17184 |
| Name | FEDERAL HSNG COMMISSIONER |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.62% |
Source: Monterey County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | Monterey County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $161,973 (+2%) Land $41,419 Building $120,554 | |
| 2025 | $2,746.00 (+58.82%) Homeowner's exemption | $158,798 (+4.04%) Land $40,607 Building $118,191 |
| 2023 | $1,729.00 (+1.89%) Homeowner's exemption | $152,633 Land $39,031 Building $113,602 |
| 2022 | $1,697.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1982–2023) |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 78% of California |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CWSC LAS LOMAS private · serves 2,132 people · EPA ID CA2710013 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Cruzio.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures