Worcester County and Worcester City property record for 190 Gates Ln, Worcester, MA 01603
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,712 sqft · built 1955 |
| Lot Size | 0.189 acres (8,242 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $199,900 (Jan 2012) |
| Tax Bill | $5,037 (2026) |
| Deeds & Mortgages | Feb 2022 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 8-042-00014 |
| Primary APN | 8-042-00014 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,712 sqft Living Area |
| Gross Area | 3,057 sqft |
| 1st Floor Area | 1,064 sqft |
| Basement Area | 200 sqft |
| Unfinished Basement | 200 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,242 sqft (0.189 acres) |
| Garage Type | Basement |
| Deck Area | Deck Area |
| Heating System | Steam |
|---|
| Account Number | 8-042-00014 |
|---|---|
| Street Address | 190 GATES LN |
| City | WORCESTER |
| State | MA |
| Zip | 01603-2022 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-7 |
| Legal Block | 42 |
| Legal Lot Number | 14 |
| Jurisdiction | WORCESTER MA |
| Township / Civil Division | WORCESTER |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 731002 |
190 Gates Ln is owned and occupied by two individuals who bought it in January 2012.
Source: Worcester County and Worcester City records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 190 GATES LN, WORCESTER, MA 01603-2022 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 13, 2012 · Amount on File |
| Deed Sale | Jan 13, 2012 · Amount on File |
| Deed Book / Page | 48405 / 396 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MA |
| Property Address | 190 GATES LN, WORCESTER, MA 01603-2022 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0067146-82 |
|---|---|
| Date | Feb 22, 2022 |
| Book Page | 67146/82 |
| Instrument | 20169 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2052 |
The 2026 property tax bill for 190 Gates Ln was $5,037, down 1.9% from the year before.
Source: Worcester County and Worcester City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Worcester City |
| Unified School District | Worcester School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,037.00 (-1.89%) | $379,300 (-2.54%) Land $104,100 Building $275,200 | $417,748 (-10.04%) |
| 2025 | $5,134.00 | $389,200 Land $98,000 Building $291,200 | $464,360 (+23.78%) |
| 2024 | $375,155 | ||
| 2023 | $4,848.00 | $338,100 Land $85,200 Building $252,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 190 Gates Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2010–2014) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Mar 2014 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 190 Gates Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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