189 Gates Ln, Worcester, MA 01603 Property Records

Worcester County and Worcester City property record for 189 Gates Ln, Worcester, MA 01603

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 1,484 sqft · built 1953
Lot Size0.322 acres (14,024 sqft)
OwnerIndividual Name on File
Last Sale$430,000 (Dec 2021)
Tax Bill$5,575 (2026)
Deeds & MortgagesDec 2021 Sale & Mortgage
Jul 2019 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN42-032-00007

Property Details

APN / Parcel Number

Primary APN42-032-00007
Alternative APN
  • WORC M:42 B:032 L:00007

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,484 sqft Living Area
Gross Area3,127 sqft
1st Floor Area908 sqft
Basement Area768 sqft
Unfinished Basement768 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1953
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Construction TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area14,024 sqft (0.322 acres)
Garage TypeBasement
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemSteam

Location & Zoning

Account Number42-032-00007
Street Address189 GATES LN
CityWORCESTER
StateMA
Zip01603-2021
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-7
Legal Block32
Legal Lot Number7
JurisdictionWORCESTER MA
Township / Civil DivisionWORCESTER
Census Block Group3
Census Block3002
Census Tract731002

Owner

189 Gates Ln is owned and occupied by an individual who bought it in December 2021.

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address189 GATES LN, WORCESTER, MA 01603-2021
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 16, 2021Quit Claim Deed, Transfer · Stand-Alone First Mortgage
ENVOY MORTGAGE LTD
Jul 10, 2019Quit Claim Deed, Transfer
NOT AVAILABLE
Jul 18, 2018Quit Claim Deed, Transfer
RCN CAP
Dec 27, 2017Foreclosure

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 16, 2021 · Amount on File
Deed SaleDec 16, 2021 · Amount on File
Prior SaleJul 18, 2018
Deed Document Number2021175716
Deed Book / Page66759 / 315
Prior Transfer DateDec 15, 2021
Prior Transfer Doc066759-315
Record UpdatedOct 29, 2026

December 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWORCESTER MA
Recording DateDec 16, 2021
Property Address189 GATES LN, WORCESTER, MA 01603-2021
Document Number066759-315
Book / Page66759 / 315
Instrument DateDec 15, 2021
Instrument175716
Transaction TypeTransfer
Record UpdatedDec 31, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address189 GATES LN, WORCESTER, MA 01603-2021

Mortgage

Document Number0000175717
DateDec 16, 2021
Instrument175717
Lender
NameENVOY MORTGAGE LTD
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

July 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWORCESTER MA
Recording DateJul 10, 2019
Property Address189 GATES LN, WORCESTER, MA 01603-2021
Document Number60681-364
Book / Page060681 / 000364
Instrument DateJul 8, 2019
Instrument65649
Transaction TypeTransfer
Record UpdatedJul 30, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address452 SW CUTOFF WORCESTER MA 016042717, WORCESTER, MA 01604-2717

July 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWORCESTER MA
Recording DateJul 18, 2018
Property Address189 GATES LN, WORCESTER, MA 01603-2021
Document Number59117-324
Book / Page059117 / 000324
Instrument DateJul 18, 2018
Instrument73054
Transaction TypeTransfer
Record UpdatedAug 14, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address452 SW CUTOFF WORCESTER MA 016042717, WORCESTER, MA 01604-2717

Mortgage

Document Number59117-326
DateJul 18, 2018
Book Page059117/000326
Instrument73055
Lender
NameRCN CAP
TypeFunding / Finance Company
Agreement
AmountAmount on Record

December 2017: Foreclosure

Document TypeForeclosure
JurisdictionWORCESTER MA
Recording DateDec 27, 2017
Property Address189 GATES LN, WORCESTER, MA 01603-2021
Document Number58249-43
Book / Page058249 / 000043
Instrument DateDec 26, 2017
Instrument145251
Transaction TypeForeclosure
Record UpdatedJan 16, 2018

Transaction

AmountAmount on Record
Tax$532.61
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipAssociation
AddressPO BOX 650043 DALLAS TX 752650043, DALLAS, TX 75265-0043
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 189 Gates Ln was $5,575, up 2.7% from the year before.

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
MunicipalityWorcester City
Unified School DistrictWorcester School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,575.00 (+2.75%)$419,800 (+2.04%) Land $104,900 Building $314,900$458,518 (-9.36%)
2025$5,426.00$411,400 Land $98,800 Building $312,600$505,875 (+11.08%)
2024$455,430
2023$5,225.00$364,400 Land $85,900 Building $278,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 189 Gates Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 189 Gates Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 92% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWORCESTER DPWP, WATER SUPPLY DIVISION
serves 206,518 people · EPA ID MA2348000
Water SourceSurface water
Last State InspectionSep 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
Starlink
Satellite
280 / 30

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