190 Frank Custer Dr, Oakland, MD 21550 Property Records

Garrett County property record for 190 Frank Custer Dr, Oakland, MD 21550

Property Summary

Property Type	Condominium
Details	2 ba · 1,144 sqft · built 2017
Owner	2 Individual Names on Record
Last Sale	$111,200 (Oct 2020)
Tax Bill	$1,553 (2023)
Deeds & Mortgages	Oct 2020 Sale & Mortgage May 2020 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`10-090731`

Property Details

APN / Parcel Number

Primary APN	`10-090731`
Alternative APN	`090731`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,144 sqft Total Area

Exterior

Year Built	Built 2017
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Material	Composition Shingle
Porch	Open Porch
Porch Area	80 sqft
Deck Area	24 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Account Number	090731
Street Address	190 FRANK CUSTER DR
City	OAKLAND
State	MD
Zip	21550-3126
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 15 HOPELAND VILLAGE CONDO DEER PARK
Legal Subdivision	HOPELAND VILLAGE CONDO
Legal Lot Number	15
Jurisdiction	GARRETT MD
Township / Civil Division	10, DEER PARK
Census Block Group	4
Census Block	4001
Census Tract	700

Owner

Source: Garrett County records, as of September 20, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	190 FRANK CUSTER DR, OAKLAND, MD 21550-3126
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2020	Grant Deed, Transfer · Conventional Mortgage GARRETT CNTY CMNTY ACTION COMM
May 22, 2020	Deed in Lieu of Foreclosure, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 2020 · Amount on Record
Deed Sale	Oct 26, 2020 · Amount on Record
Prior Sale	May 22, 2020 · Amount on Record
Deed Document Number	0000225134
Deed Book / Page	2251 / 34
Record Updated	Jun 7, 2026

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GARRETT MD
Recording Date	Oct 26, 2020
Property Address	190 FRANK CUSTER DR, OAKLAND, MD 21550-3126
Document Number	0022510034
Book / Page	002251 / 000034
Instrument Date	Oct 16, 2020
Transaction Type	Transfer
Record Updated	Jan 11, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$111.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	190 FRANK CUSTER DR OAKLAND MD 215503126, OAKLAND, MD 21550-3126

Mortgage

Document Number	22510045
Date	Oct 26, 2020
Book Page	002251/000045

Lender

Name	GARRETT CNTY CMNTY ACTION COMM
Address	OAKLAND, MD 21550

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

May 2020: Deed in Lieu of Foreclosure, Transfer

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	GARRETT MD
Recording Date	May 22, 2020
Property Address	190 FRANK CUSTER DR, OAKLAND, MD 21550-3126
Document Number	0022060388
Book / Page	002206 / 000388
Instrument Date	May 20, 2020
Transaction Type	Transfer
Record Updated	Jun 9, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	360 W LIBERTY ST CRELLIN MD 215501237, CRELLIN, MD 21550-1237

Tax Assessment & Valuation

Source: Garrett County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Garrett County
Unified School District	Garrett County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,553.00	$108,800 Land $10,000 Building $98,800	$108,800 Land $10,000 Building $98,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 68% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF DEER PARK serves 272 people · EPA ID MD0110021
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,000 / 50
Pogozone powered by Neubeam Fixed Wireless	300 / 40
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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