149 Frank Custer Dr, Oakland, MD 21550 Property Records

Garrett County property record for 149 Frank Custer Dr, Oakland, MD 21550

Property Summary

Property Type	Condominium
Details	3 ba · 1,028 sqft · built 2015
Owner	2 Individual Names on Record
Last Sale	$127,900 (Mar 2018)
Tax Bill	$1,440 (2023)
Deeds & Mortgages	Mar 2018 Sale & Mortgage Oct 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-090324`

Property Details

APN / Parcel Number

Primary APN	`10-090324`
Alternative APN	`090324`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,028 sqft Total Area

Exterior

Year Built	Built 2015
Architectural Style	Split Entry
Exterior Material	Wood
Construction Type	Frame
Roof Material	Composition Shingle
Deck Area	120 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Account Number	090324
Street Address	149 FRANK CUSTER DR
City	OAKLAND
State	MD
Zip	21550-3129
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 25 HOPELAND VILLAGE CONDO DEER PARK
Legal Subdivision	HOPELAND VILLAGE CONDO
Legal Lot Number	25
Jurisdiction	GARRETT MD
Township / Civil Division	10, DEER PARK
Census Block Group	4
Census Block	4001
Census Tract	700

Owner

Source: Garrett County records, as of September 20, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	149 FRANK CUSTER DR, OAKLAND, MD 21550-3129
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2018	Grant Deed, Transfer GARRETT HABITAT FOR HUMANITY I
Oct 6, 2017	Deed of Trust, Mortgage · Conventional with PMI GARRETT COUNTY HABITAT FOR HUM
Jun 28, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 28, 2018 · Amount on Record
Deed Sale	Mar 28, 2018 · Amount on Record
Prior Sale	Jun 28, 2017 · Amount on Record
Deed Document Number	0002064210
Deed Book / Page	2064 / 210
Record Updated	Jun 7, 2026

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GARRETT MD
Recording Date	Mar 28, 2018
Property Address	149 FRANK CUSTER DR, OAKLAND, MD 21550-3129
Document Number	0020640210
Book / Page	002064 / 000210
Instrument Date	Feb 28, 2018
Transaction Type	Transfer
Record Updated	Feb 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$127.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	149 FRANK CUSTER DR OAKLAND MD 215503129, OAKLAND, MD 21550-3129

Mortgage

Document Number	20640215
Date	Mar 28, 2018
Book Page	002064/000215

Lender

Name	GARRETT HABITAT FOR HUMANITY I

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 27, 2048

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRETT MD
Property Address	149 FRANK CUSTER DR, OAKLAND, MD 21550-3129
Document Number	0020330409
Book / Page	002033 / 000409
Instrument Date	Oct 6, 2017
Transaction Type	Mortgage
Record Updated	Nov 27, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020330409
Date	Oct 10, 2017
Book Page	002033/000409

Lender

Name	GARRETT COUNTY HABITAT FOR HUM

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GARRETT MD
Recording Date	Jun 28, 2017
Property Address	149 FRANK CUSTER DR, OAKLAND, MD 21550-3129
Document Number	0020140428
Book / Page	002014 / 000428
Instrument Date	Apr 27, 2017
Transaction Type	Transfer
Record Updated	Jul 27, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$115.00
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1 FOUNTAIN PLZ #6TH BUFFALO NY 142031420, 6TH, BUFFALO, NY 14203-1420

Tax Assessment & Valuation

Source: Garrett County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Garrett County
Unified School District	Garrett County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,440.00	$123,300 Land $10,000 Building $113,300	$123,300 Land $10,000 Building $113,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 68% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF DEER PARK serves 272 people · EPA ID MD0110021
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,000 / 50
Pogozone powered by Neubeam Fixed Wireless	300 / 40
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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