190 Fortner Rd, Lula, GA 30554 Property Records

Banks County property record for 190 Fortner Rd, Lula, GA 30554

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,592 sqft · built 1998
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Tax Bill	$1,794 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Mar 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`B08 030`

Property Details

APN / Parcel Number

Primary APN	`B08 030`
Alternative APN	`6298`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,592 sqft Heated Area
1st Floor Area	1,592 sqft
Basement Area	1,568 sqft
Unfinished Basement	1,568 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2008
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Tin
Lot Area	43,560 sqft (1 acres)
Garage Area	484 sqft

Exterior Amenities

Porch	Slab
Porch Area	176 sqft
Deck Area	192 sqft
Patio Area	192 sqft
Storage Building	168 sqft
Utility Building	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Account Number	6298
Street Address	190 FORTNER RD
City	LULA
State	GA
Zip	30554-3314
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ARR
Legal Description	PB 21-147
Legal Subdivision	00500-GILLSVILLE AREA 5500
Jurisdiction	BANKS GA
Township / Civil Division	MAYSVILLE
Census Block Group	1
Census Block	1026
Census Tract	970300

Owner

190 Fortner Rd is owned by an individual who acquired it in March 2019.

Source: Banks County records, as of November 14, 2025

Owner of Record	Individual Name on File
Mailing Address	200 FORTNER RD, LULA, GA 30554-3300
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2020	Deed of Trust, Mortgage PEACH STATE BANK AND TRUST
Mar 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Mar 22, 2019	Warranty Deed, Transfer
Mar 22, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 22, 2019
Transfer Doc	000463/268
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANKS GA
Property Address	190 FORTNER RD, LULA, GA 30554-3314
Transaction Type	Mortgage
Record Updated	May 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 FORTNER RD, LULA, GA 30554-3314

Mortgage

Document Number	0000000493/0000000810
Date	Dec 9, 2020
Book Page	0000000493/0000000810

Lender

Name	PEACH STATE BANK AND TRUST

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2035

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANKS GA
Property Address	190 FORTNER RD, LULA, GA 30554-3314
Transaction Type	Mortgage
Record Updated	Feb 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 FORTNER RD, LULA, GA 30554-3314

Mortgage

Document Number	0000000463/0000000270
Date	Mar 29, 2019
Book Page	0000000463/0000000270

Lender

Name	REGIONS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jan 1, 2029

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BANKS GA
Recording Date	Mar 22, 2019
Property Address	190 FORTNER RD, LULA, GA 30554-3314
Document Number	000463/290
Book / Page	463 / 290
Instrument Date	Mar 22, 2019
Instrument	2019-000199
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 FORTNER RD, LULA, GA 30554-3300

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BANKS GA
Recording Date	Mar 22, 2019
Property Address	190 FORTNER RD, LULA, GA 30554-3314
Document Number	000463/268
Book / Page	463 / 268
Instrument Date	Mar 22, 2019
Instrument	2019-000198
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 FORTNER RD, LULA, GA 30554-3300

Tax Assessment & Valuation

The 2025 property tax bill for 190 Fortner Rd was $1,794, up 0.6% from the year before.

Source: Banks County assessment roll, as of November 14, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Banks County
Unified School District	Banks County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,794.00 (+0.62%)	$93,994 (+3.83%) Land $6,386 Building $87,608	$234,985 (+3.83%) Land $15,964 Building $219,021
2024	$1,783.00 (+28.09%)	$90,529 (+32.35%) Land $5,805 Building $84,724	$226,323 (+32.35%) Land $14,513 Building $211,810
2023	$1,392.00 (+9.78%)	$68,400 (+13.28%) Land $5,412 Building $62,988	$170,999 (+13.27%) Land $13,530 Building $157,469
2022	$1,268.00	$60,384 Land $5,412 Building $54,972	$150,961 Land $13,530 Building $137,431

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 190 Fortner Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 17, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 190 Fortner Rd is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 58% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	100 / 20
AT&T Fixed Wireless	25 / 3

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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