122 Fortner Rd, Lula, GA 30554 Property Records

Banks County property record for 122 Fortner Rd, Lula, GA 30554

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,242 sqft · built 1995
Lot Size	2.28 acres (99,317 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,863 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Mar 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`B08 031`

Property Details

APN / Parcel Number

Primary APN	`B08 031`
Alternative APN	`5684`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,242 sqft Heated Area
1st Floor Area	1,242 sqft
Basement Area	1,080 sqft
Unfinished Basement	1,080 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	99,317 sqft (2.28 acres)
Garage Area	576 sqft

Exterior Amenities

Porch	Slab
Porch Area	400 sqft
Deck Area	150 sqft
Patio Area	150 sqft
Utility Building	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Account Number	5684
Street Address	122 FORTNER RD
City	LULA
State	GA
Zip	30554-3314
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ARR
Legal Description	PB18-39 L&E 22-93
Legal Subdivision	00500-GILLSVILLE AREA 5500
Jurisdiction	BANKS GA
Township / Civil Division	MAYSVILLE
Census Block Group	1
Census Block	1026
Census Tract	970300

Owner

122 Fortner Rd is owned and occupied by two individuals who acquired it in March 2023.

Source: Banks County records, as of November 14, 2025

Owner of Record	2 Individual Names on File
Mailing Address	122 FORTNER RD, LULA, GA 30554-3314
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2023	Warranty Deed, Transfer · FHA Mortgage EVERETT FINANCIAL
Mar 20, 2023	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 22, 2023
Deed Sale	Mar 22, 2023
Prior Sale	Mar 22, 2023 · Amount on File
Deed Document Number	2023222
Deed Book / Page	542 / 500
Prior Transfer Date	Mar 20, 2023
Prior Transfer Doc	000542/500
Record Updated	Sep 20, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BANKS GA
Recording Date	Mar 20, 2023
Property Address	122 FORTNER RD, LULA, GA 30554-3314
Document Number	000542/497
Book / Page	542 / 497
Instrument Date	Mar 20, 2023
Instrument	2023-000221
Transaction Type	Transfer
Record Updated	Apr 18, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 FORTNER RD, LULA, GA 30554-3314

Mortgage

Document Number	0000542503
Date	Mar 20, 2023
Instrument	542/503

Lender

Name	EVERETT FINANCIAL

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Jan 1, 2053

Mortgage

Document Number	0000000542/0000000517
Date	Mar 22, 2023
Book Page	0000000542/0000000517

Lender

Name	EVERETT FINANCIAL

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2053

March 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BANKS GA
Recording Date	Mar 20, 2023
Property Address	122 FORTNER RD, LULA, GA 30554-3314
Document Number	000542/500
Book / Page	542 / 500
Instrument Date	Mar 20, 2023
Instrument	2023-000222
Transaction Type	Transfer
Record Updated	Apr 18, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 FORTNER RD, LULA, GA 30554-3314

Tax Assessment & Valuation

The 2025 property tax bill for 122 Fortner Rd was $1,863, up 0.8% from the year before.

Source: Banks County assessment roll, as of November 14, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Banks County
Unified School District	Banks County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,863.00 (+0.76%)	$97,583 (+3.98%) Land $13,869 Building $83,714	$243,958 (+3.98%) Land $34,672 Building $209,286
2024	$1,849.00 (+19.44%)	$93,852 (+23.35%) Land $12,608 Building $81,244	$234,631 (+23.35%) Land $31,520 Building $203,111
2023	$1,548.00 (+7.65%)	$76,087 (+11.16%) Land $11,785 Building $64,302	$190,218 (+11.16%) Land $29,462 Building $160,756
2022	$1,438.00	$68,447 Land $10,581 Building $57,866	$171,116 Land $26,452 Building $144,664

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 122 Fortner Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 17, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 122 Fortner Rd is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 49% of Georgia
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	200 / 20
AT&T Fixed Wireless	25 / 3

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Fortner Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures