Clay County property record for 190 Elm St, Holt, MO 64048
| Property Type | Residential Vacant Land |
|---|---|
| Owner | 2 Individual Names on Record |
| Last Sale | $349,357 (Feb 2024) |
| Tax Bill | $2,449 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-915-00-02-003.01 |
| Primary APN | 03-915-00-02-003.01 |
|---|---|
| Alternative APN |
|
| Street Address | 190 ELM ST |
|---|---|
| City | HOLT |
| State | MO |
| Zip | 64048-9314 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | LAMBSON & GARRETTS ADDITION LT 3 EXC N27.48 |
| Legal Range | 31W |
| Legal Township | 54N |
| Legal Section | 36 |
| Legal Subdivision | LAMBSON & GARRETTS ADDITION |
| Legal Lot Number | 3 |
| Jurisdiction | CLAY MO |
Source: Clay County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 190 ELM ST, HOLT, MO 64048-9314 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 20, 2024 · Amount on Record |
| Deed Sale | Feb 20, 2024 · Amount on Record |
| Prior Sale | Jun 24, 2021 |
| Deed Document Number | 20243284 |
| Deed Book / Page | 9693 / 127 |
| Record Updated | Sep 20, 2026 |
Source: Clay County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Clay County |
| Municipality | Holt City |
| Unified School District | Kearney R-I School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,449.00 | $35,820 | $188,526 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 10, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 91% of Missouri |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLAY COUNTY PWSD 3 serves 3,447 people · EPA ID MO1024143 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| United Fiber Fiber | 1,000 / 1,000 |
| Spectrum Fiber | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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