140 Elm St, Holt, MO 64048 Property Records

Clay County property record for 140 Elm St, Holt, MO 64048

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,330 sqft · built 2015
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on Record
Last Sale	$279,300 (Mar 2024)
Tax Bill	$2,276 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-915-00-02-004.01`

Property Details

APN / Parcel Number

Primary APN	`03-915-00-02-004.01`
Alternative APNs	`3915000200401` `297622`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,330 sqft Living Area
Gross Area	1,882 sqft
1st Floor Area	1,330 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	13,504 sqft (0.31 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Wood Porch
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	140 ELM ST
City	HOLT
State	MO
Zip	64048-9203
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAMBSON & GARRETTS ADDITION LT 4
Legal Range	31W
Legal Township	54N
Legal Section	36
Legal Subdivision	LAMBSON & GARRETTS ADDITION
Legal Lot Number	4
Jurisdiction	CLAY MO
Township / Civil Division	KEARNEY
Census Block Group	1
Census Block	1001
Census Tract	21809

Owner

Source: Clay County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 254, HOLT, MO 64048-0254
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2024	Warranty Deed, Transfer · Conventional Mortgage ASSEMBLIES OF GOD CU
Sep 19, 2019	Warranty Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 14, 2024 · Amount on Record
Deed Sale	Mar 14, 2024 · Amount on Record
Prior Sale	Sep 19, 2019 · Amount on Record
Deed Document Number	20245138
Deed Book / Page	9705 / 21
Prior Transfer Date	Sep 28, 2015
Prior Transfer Doc	0000033178
Record Updated	Sep 20, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MO
Recording Date	Mar 14, 2024
Property Address	140 ELM ST, HOLT, MO 64048-9203
Document Number	0000005138
Book / Page	9705 / 21
Instrument Date	Mar 14, 2024
Instrument	2024005138
Transaction Type	Transfer
Record Updated	Mar 22, 2024
Title Company	THOMSON AFFINITY TITLE, THOMSON AFFINITY TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 254, HOLT, MO 64048-0254

Mortgage

Document Number	0000005139
Date	Mar 14, 2024
Instrument	2024005139

Lender

Name	ASSEMBLIES OF GOD CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MO
Recording Date	Sep 19, 2019
Property Address	140 ELM ST, HOLT, MO 64048-9203
Document Number	0000027441
Book / Page	8503 / 025
Instrument Date	Sep 19, 2019
Instrument	2019027441
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	THOMSON AFFINITY TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25818 US HIGHWAY 65, PRINCETON, MO 64673-4678

Mortgage

Document Number	0000027442
Date	Sep 19, 2019
Instrument	2019027442

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Clay County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Clay County
Municipality	Holt City
Unified School District	Kearney R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,276.00 (+9.63%)	$33,290 (+9.58%)	$175,211 (+9.58%)
2023	$2,076.00 (+11.73%)	$30,380	$159,894
2019	$1,858.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAY COUNTY PWSD 3 serves 3,447 people · EPA ID MO1024143
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000
Spectrum Fiber	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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