Winchester Town property record for 190 E Lake St, Winsted, CT 06098
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,034 sqft · built 1900 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on File |
| Last Sale | $120,000 (Mar 1998) |
| Tax Bill | $2,859 (2025) |
| Deeds & Mortgages | Jul 2021 Refinance Jul 2024 Refinance + 2 more |
| APN | M:109 B:089 L:021-A |
| Primary APN | M:109 B:089 L:021-A |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,034 sqft Living Area |
| 1st Floor Area | 770 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,970 sqft (0.16 acres) |
| Heating Fuel | Electric |
|---|
| Account Number | 103615 |
|---|---|
| Street Address | 190 E LAKE ST |
| City | WINSTED |
| State | CT |
| Zip | 06098-1951 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | HLD |
| Legal Block | 89 |
| Legal Lot Number | 21-A |
| Jurisdiction | WINCHESTER CT |
| Township / Civil Division | WINCHESTER |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 320200 |
190 E Lake St is owned and occupied by an individual who bought it in March 1998.
Source: Winchester Town records, as of June 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 190 E LAKE ST, WINSTED, CT 06098-1951 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 6, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC |
| Jul 10, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance WEBSTER BANK |
| May 23, 2018 | Deed of Trust, Mortgage · Line of Credit WEBSTER BANK |
| Mar 16, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUAD CTY BK&TR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 13, 1998 · Amount on File |
| Deed Sale | Mar 13, 1998 · Amount on File |
| Deed Book / Page | 274 / 926 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHESTER CT |
| Property Address | 190 E LAKE ST, WINSTED, CT 06098-1951 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2025 |
| Name | Verified Name |
|---|
| Document Number | 00461-1174 |
|---|---|
| Date | Jul 6, 2021 |
| Book Page | 461/1174 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Aug 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHESTER CT |
| Property Address | 190 E LAKE ST, WINSTED, CT 06098-1951 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2025 |
| Name | Verified Name |
|---|
| Document Number | 000484-221 |
|---|---|
| Date | Jul 10, 2024 |
| Book Page | 484/221 |
| Name | WEBSTER BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHESTER CT |
| Property Address | 190 E LAKE ST, WINSTED, CT 06098-1951 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 439-234 |
|---|---|
| Date | May 23, 2018 |
| Book Page | 439/234 |
| Name | WEBSTER BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHESTER CT |
| Property Address | 190 E LAKE ST, WINSTED, CT 06098-1951 |
| Document Number | 444-737 |
| Instrument Date | Mar 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 9, 2019 |
| Title Company | UNKNOWN |
| Name | Verified Name |
|---|---|
| Address | 190 E LAKE ST WINSTED CT 060981951, WINSTED, CT 06098-1951 |
| Document Number | 444-737 |
|---|---|
| Date | Mar 22, 2019 |
| Book Page | 000444/000737 |
| Name | QUAD CTY BK&TR |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 21, 2034 |
The 2025 property tax bill for 190 E Lake St was $2,859.
Source: Winchester Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Winchester Town |
| Unified School District | Winchester School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,859.00 | $98,000 Land $33,950 Building $64,050 | $68,600 Land $23,765 Building $44,835 |
| 2024 | $2,859.00 (+10.56%) | ||
| 2023 | $2,586.00 (+6.95%) | $98,000 (+35.92%) Land $33,950 Building $64,050 | |
| 2022 | $2,418.00 | $72,100 Land $24,640 Building $47,460 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 190 E Lake St.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 190 E Lake St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINSTED WATER WORKS serves 7,784 people · EPA ID CT1620011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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