166 E Lake St, Winsted, CT 06098 Property Records

Winchester Town property record for 166 E Lake St, Winsted, CT 06098 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 960 sqft · built 1976
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on File
Last Sale	$160,000 (May 2023)
Tax Bill	$5,135 (2025)
Deeds & Mortgages	Jun 2023 Refinance May 2023 Sale
APN	`WINC M:110 B:088 L:036&37`

Property Details

APN / Parcel Number

Primary APN	`WINC M:110 B:088 L:036&37`
Alternative APNs	`WSTR M:110 B:088 L:036&37` `4723`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
Gross Area	2,200 sqft
1st Floor Area	960 sqft
Basement Area	960 sqft
Unfinished Basement	960 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	4723
Street Address	166 E LAKE ST
City	WINSTED
State	CT
Zip	06098-1912
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	88
Legal Lot Number	36,37
Jurisdiction	WINCHESTER CT
Township / Civil Division	WINCHESTER
Census Block Group	3
Census Block	3010
Census Tract	320200

Owner

Source: Winchester Town records · APN WINC M:110 B:088 L:036&37

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	166 E LAKE ST, WINSTED, CT 06098-1912
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance MEMBERS MORTGAGE COMPANY INC
May 26, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 26, 2023 · Amount on Record
Deed Sale	May 26, 2023 · Amount on Record
Prior Sale	May 11, 2016 · Amount on Record
Deed Document Number	202320230-00001089
Deed Book / Page	477 / 21
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER CT
Property Address	166 E LAKE ST, WINSTED, CT 06098-1912
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000477-532
Date	Jun 30, 2023
Book Page	477/532

Lender

Name	MEMBERS MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2053

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINCHESTER CT
Recording Date	May 26, 2023
Property Address	166 E LAKE ST, WINSTED, CT 06098-1912
Document Number	0000477-21
Book / Page	477 / 21
Instrument Date	May 24, 2023
Instrument	20230-00001089
Transaction Type	Transfer
Record Updated	Apr 24, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Tax Assessment & Valuation

Source: Winchester Town records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Winchester Town
Unified School District	Winchester School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,135.00	$176,050 (+13.65%) Land $57,470 Building $118,580	$123,235 Land $40,229 Building $83,006
2024	$5,135.00 (+25.61%)
2023	$4,088.00 (+12.49%)	$154,910 (+42.96%) Land $57,470 Building $97,440
2022	$3,634.00	$108,360 Land $33,320 Building $75,040

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file

Wildfire

Wildfire Risk	Low above 5% of the US · above 9% of Connecticut
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 268 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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