190 E Candy Cane Ln, Santa Claus, IN 47579 Property Records

Spencer County property record for 190 E Candy Cane Ln, Santa Claus, IN 47579

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,040 sqft · built 1999
Lot Size	0.446 acres (19,428 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,828 (2025)
Deeds & Mortgages	Aug 2026 Sale Sep 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`74-05-01-301-004.000-005`

Property Details

APN / Parcel Number

Primary APN	`74-05-01-301-004.000-005`
Alternative APNs	`02120000001950` `00000994560`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,040 sqft Living Area
1st Floor Area	2,472 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	19,428 sqft (0.446 acres)
Lot Dimensions	243 ft deep x 80 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00000994560
Street Address	190 E CANDY CANE LN
City	SANTA CLAUS
State	IN
Zip	47579-6012
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	POLAR SHORES ADD LOT 119.
Legal Subdivision	POLAR SHORES
Legal Lot Number	119
Jurisdiction	SPENCER IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2001
Census Tract	952701

Owner

190 E Candy Cane Ln is owned by two individuals who acquired it in August 2026.

Source: Spencer County records, as of September 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1037 MYRON HOWARD LN, WHITESVILLE, KY 42378-9619
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Sep 12, 2023	Deed of Trust, Mortgage · Line of Credit LIBERTY FCU
Dec 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES TRUST & SAVINGS BANK
Nov 2, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2026
Deed Sale	Aug 27, 2026
Deed Document Number	20262532
Prior Transfer Date	Nov 2, 2020
Prior Transfer Doc	2020R03835
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPENCER IN
Recording Date	Aug 27, 2026
Property Address	190 E CANDY CANE LN, SANTA CLAUS, IN 47579-6012
Document Number	0000002532
Instrument Date	Aug 26, 2026
Instrument	20262532
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1037 MYRON HOWARD LN, WHITESVILLE, KY 42378-9619

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPENCER IN
Property Address	190 E CANDY CANE LN, SANTA CLAUS, IN 47579-6012
Transaction Type	Mortgage
Record Updated	Sep 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023R02360
Date	Sep 12, 2023
Instrument	2023R-02360

Lender

Name	LIBERTY FCU
Type	Credit Union
Address	EVANSVILLE, IN 47715

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 15, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPENCER IN
Property Address	190 E CANDY CANE LN, SANTA CLAUS, IN 47579-6012
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R04391
Date	Dec 14, 2020
Instrument	2020R-04391

Lender

Name	PEOPLES TRUST & SAVINGS BANK
Type	Bank
Address	BOONVILLE, IN 47601

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SPENCER IN
Recording Date	Nov 2, 2020
Property Address	190 E CANDY CANE LN, SANTA CLAUS, IN 47579-6012
Document Number	2020R03835
Map Reference	MB 1 PG 105
Instrument Date	Nov 2, 2020
Instrument	2020R-03835
Transaction Type	Transfer
Record Updated	Dec 6, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 E CANDY CANE LN, SANTA CLAUS, IN 47579-6012

Tax Assessment & Valuation

The 2025 property tax bill for 190 E Candy Cane Ln was $2,828, down 9% from the year before.

Source: Spencer County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Spencer County
County Subdivision	Clay Township
Municipality	Santa Claus Town
Unified School District	North Spencer County School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,828.00 (-9.01%) Homeowner's exemption	$339,200 Land $33,800 Building $305,400	$339,200 Land $33,800 Building $305,400
2024	$3,108.00
2023		$309,700 (-7.91%) Land $32,300 Building $277,400	$309,700 (-7.91%) Land $32,300 Building $277,400
2022	$2,766.00	$336,300 Land $15,100 Building $321,200	$336,300 Land $15,100 Building $321,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 190 E Candy Cane Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 12, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 190 E Candy Cane Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 45% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTA CLAUS WATER UTILITY serves 3,683 people · EPA ID IN5274010
Water Source	Purchased surface water from PATOKA LAKE REGIONAL WATER
Last State Inspection	Jul 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Perry-Spencer Rural Telephone Cooperative Fiber	1,000 / 100

May also be available: Orange County REMC, Verizon.

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