Flathead County property record for 190 E Blanchard Lake Rd, Whitefish, MT 59937
| Property Type | Rural Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,445 sqft · built 1993 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,697 (2026) |
| Deeds & Mortgages | Nov 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | R07100933 |
| Primary APN | R07100933 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,445 sqft Living Area |
| 1st Floor Area | 2,445 sqft |
| 2nd Floor Area | 1,000 sqft |
| Basement Area | 1,820 sqft |
| Finished Basement | 1,820 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Type | Detached |
| Garage Area | 1,980 sqft |
| Parking Spaces | 8 Parking Spaces |
| Porch | Slab |
| Porch Area | 270 sqft |
| Deck Area | 974 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0000980805 |
|---|---|
| Street Address | 190 E BLANCHARD LAKE RD |
| City | WHITEFISH |
| State | MT |
| Zip | 59937-8466 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | S18, T30 N, R21 W, 15454-2, PARCEL N/A, TR 1AAA IN L1&L2 & PT ABD RD |
| Legal Range | 21W |
| Legal Township | 30N |
| Legal Section | 18 |
| Legal Subdivision | GARDEN ESTATES 15454 |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | WHITEFISH |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 403 |
190 E Blanchard Lake Rd, a rural home, is owned and occupied by two individuals.
Source: Flathead County records, as of September 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 190 E BLANCHARD LAKE RD, WHITEFISH, MT 59937-8466 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 190 E BLANCHARD LAKE RD, WHITEFISH, MT 59937-8466 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202000037586 |
|---|---|
| Date | Nov 6, 2020 |
| Instrument | 202000037586 |
| Name | WHITEFISH CU |
|---|---|
| Type | Credit Union |
| Address | TAOPI, MN 55977 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Nov 15, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 190 E Blanchard Lake Rd was $6,697.
Source: Flathead County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Elementary School District | Whitefish Elementary School District (PK - 08) |
| Secondary School District | Whitefish High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,697.00 | $1,802,333 | |
| 2025 | $1,802,333 Land $255,743 Building $1,546,590 | ||
| 2023 | $7,545.00 | $1,224,290 | $1,224,290 Land $184,320 Building $1,039,970 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 190 E Blanchard Lake Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 190 E Blanchard Lake Rd is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 72% of Montana |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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