186 E Blanchard Lake Rd, Whitefish, MT 59937 Property Records

Flathead County property record for 186 E Blanchard Lake Rd, Whitefish, MT 59937

Property Summary

Property Type	Single Family Home
Details	6 bd · 6.5 ba · 4,309 sqft · built 1999
Lot Size	5 acres (217,800 sqft)
Owner	Company Name on File
Last Sale	$625,000 (Jun 2017)
Tax Bill	$9,788 (2026)
Deeds & Mortgages	Mar 2022 Transfer Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R07103299`

Property Details

APN / Parcel Number

Primary APN	`R07103299`
Alternative APNs	`07-4185-18-1-01-10-0000` `0000983071`

Interior

Bedrooms	6 Beds
Full Baths	6.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,309 sqft Living Area
1st Floor Area	2,069 sqft
2nd Floor Area	2,240 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	217,800 sqft (5 acres)
Terrain	Rolling
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	432 sqft
Deck Area	839 sqft
Shed	1 Shed
Shed Area	180 sqft
Pole Barn	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Floor/Wall Furnace
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000983071
Street Address	186 E BLANCHARD LAKE RD
City	WHITEFISH
State	MT
Zip	59937-8466
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S18, T30 N, R21 W, 12222-1, PARCEL N/A, TR 1AAAA IN L1 & L2
Legal Range	21W
Legal Township	30N
Legal Section	18
Legal Subdivision	CERTIFICATE OF SURVEY #12222
Legal Tract	1
Jurisdiction	FLATHEAD MT
Township / Civil Division	WHITEFISH
Census Block Group	1
Census Block	1031
Census Tract	403

Owner

186 E Blanchard Lake Rd is owned by a company that bought it in June 2017.

Source: Flathead County records, as of September 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	5750 OAKMONT AVE, FORT LAUDERDALE, FL 33312-6271
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2022	Quit Claim Deed, Transfer Quitclaim
Aug 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA
Jun 13, 2017	Warranty Deed, Transfer · Conventional Mortgage WHITEFISH CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 13, 2017 · Amount on File
Deed Sale	Jun 13, 2017 · Amount on File
Prior Sale	Feb 23, 2011 · Amount on File
Deed Document Number	201712060
Prior Transfer Date	Oct 15, 2010
Prior Transfer Doc	0000024573
Record Updated	Oct 29, 2026

March 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FLATHEAD MT
Recording Date	Mar 2, 2022
Property Address	186 E BLANCHARD LAKE RD, WHITEFISH, MT 59937-8466
Document Number	202200005554
Instrument Date	Feb 3, 2022
Instrument	202200005554
Transaction Type	Transfer
Record Updated	Mar 16, 2022

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2699 STIRLING RD # RDB101, 2699, FORT LAUDERDALE, FL 33312-6517

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	186 E BLANCHARD LAKE RD, WHITEFISH, MT 59937-8466

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	186 E BLANCHARD LAKE RD, WHITEFISH, MT 59937-8466
Transaction Type	Mortgage
Record Updated	Aug 31, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100028169
Date	Aug 11, 2021
Instrument	202100028169

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank
Address	CINCINNATI, OH 45245

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Jun 13, 2017
Property Address	186 E BLANCHARD LAKE RD, WHITEFISH, MT 59937-8466
Document Number	201700012060
Instrument Date	Jun 13, 2017
Instrument	201700012060
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	186 E BLANCHARD LAKE RD, WHITEFISH, MT 59937-8466

Mortgage

Document Number	201700012061
Date	Jun 13, 2017
Instrument	201700012061

Lender

Name	WHITEFISH CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jul 1, 2037

Tax Assessment & Valuation

The 2026 property tax bill for 186 E Blanchard Lake Rd was $9,788.

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Elementary School District	Whitefish Elementary School District (PK - 08)
Secondary School District	Whitefish High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,788.00	$1,555,300
2025			$1,555,300 Land $390,700 Building $1,164,600
2023	$6,278.00	$1,020,500	$1,020,500 Land $235,700 Building $784,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 186 E Blanchard Lake Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 186 E Blanchard Lake Rd is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 71% of Montana
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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