190 E 38th St, Holland, MI 49423 Property Records

Allegan County property record for 190 E 38th St, Holland, MI 49423

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,206 sqft · built 1946
Lot Size	0.227 acres (9,888 sqft)
Owner	2 Individual Names on File
Last Sale	$138,400 (Sep 2016)
Tax Bill	$3,811 (2025)
Deeds & Mortgages	Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`53-02-05-278-006`

Property Details

APN / Parcel Number

Primary APN	`53-02-05-278-006`
Alternative APN	`03-53-02-05-278-006`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,206 sqft Living Area
1st Floor Area	1,206 sqft
Basement Area	933 sqft
Unfinished Basement	933 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Exterior Material	Wood
Foundation Type	No Foundation
Lot Area	9,888 sqft (0.227 acres)
Lot Dimensions	132 ft deep x 75 ft wide
Garage Area	368 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	190 E 38TH ST
City	HOLLAND
State	MI
Zip	49423-7065
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	LOT 48 & W 1/2 LOT 49, BON ABODE SEC 5 T4N R15W
Legal Range	15W
Legal Township	04N
Legal Section	05
Legal Subdivision	BON ABODE
Legal Lot Number	48-49
Jurisdiction	ALLEGAN MI
Township / Civil Division	HOLLAND
Census Block Group	3
Census Block	3019
Census Tract	32200

Owner

190 E 38th St is owned and occupied by two individuals who bought it in September 2016.

Source: Allegan County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	190 E 38TH ST, HOLLAND, MI 49423-7065
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 2016 · Amount on File
Deed Sale	Sep 14, 2016 · Amount on File
Prior Sale	Mar 17, 2010 · Amount on File
Deed Book / Page	4065 / 281
Prior Transfer Date	Aug 7, 2009
Prior Transfer Doc	003356/973
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	190 E 38TH ST, HOLLAND, MI 49423-7065
Transaction Type	Mortgage
Record Updated	Aug 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004494/756
Date	Aug 11, 2020
Book Page	4494/756

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 190 E 38th St was $3,811 with a homeowner's exemption.

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
Municipality	Holland City
Unified School District	Holland City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$129,700 Land $29,600 Building $100,100	$259,400 Land $59,200 Building $200,200
2025	$3,811.00
2023		$95,500 Land $23,100 Building $72,400	$191,000 Land $46,200 Building $144,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 190 E 38th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 190 E 38th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLAND BOARD OF PUBLIC WORKS serves 49,687 people · EPA ID MI0003190
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Jan 2018
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Holland City Fiber Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20