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177 E 38th St, Holland, MI 49423 Property Records

Allegan County property record for 177 E 38th St, Holland, MI 49423

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,089 sqft · built 1993
Lot Size0.152 acres (6,621 sqft)
OwnerIndividual Name on Record
Last Sale$193,200 (Aug 2020)
Tax Bill$4,831 (2025)
Deeds & MortgagesJul 2026 Mortgage
Aug 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN53-02-05-277-018

Property Details

APN / Parcel Number

Primary APN53-02-05-277-018
Alternative APN
  • 03-53-02-05-277-018

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,089 sqft Living Area
1st Floor Area1,068 sqft
Basement Area1,068 sqft
Unfinished Basement1,068 sqft

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Exterior MaterialWood Siding
Lot Area6,621 sqft (0.152 acres)
Lot Dimensions132 ft deep x 50 ft wide
Garage Area270 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address177 E 38TH ST
CityHOLLAND
StateMI
Zip49423-7013
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLDR
Legal DescriptionLOT 36, BON ABODE SEC 5 T4N R15W
Legal Range15W
Legal Township04N
Legal Section05
Legal SubdivisionBON ABODE
Legal Lot Number36
JurisdictionALLEGAN MI
Township / Civil DivisionHOLLAND
Census Block Group3
Census Block3018
Census Tract32200

Owner

Source: Allegan County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address177 E 38TH ST, HOLLAND, MI 49423-7013
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 21, 2026Deed of Trust, Mortgage · FHA Mortgage
NONE LISTED ON DOCUMENT
Aug 5, 2020Warranty Deed, Transfer · FHA Mortgage
LAKE MICHIGAN CU
Mar 30, 2018Warranty Deed, Transfer · Conventional Mortgage
AMERIFIRST FINANCIAL CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 5, 2020 · Amount on Record
Deed SaleAug 5, 2020 · Amount on Record
Prior SaleMar 30, 2018 · Amount on Record
Deed Book / Page4492 / 876
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALLEGAN MI
Recording DateJul 21, 2026
Property Address177 E 38TH ST, HOLLAND, MI 49423-7013
Document Number0000012166
Book / Page5158 / 50
Instrument DateJun 15, 2026
Instrument202612166
Transaction TypeMortgage
Record UpdatedAug 5, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address177 E 38TH ST, HOLLAND, MI 49423-7013

Mortgage

Document Number0000012166,
DateJul 21, 2026
Book Page5158/50
Instrument202612166
Lender
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term289 Months
DueAug 1, 2050
Interest
Rate6.36%
Max Rate-1%

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionALLEGAN MI
Recording DateAug 5, 2020
Property Address177 E 38TH ST, HOLLAND, MI 49423-7013
Document Number004492/876
Book / Page4492 / 876
Map ReferenceLB 5 PG 22
Instrument DateJul 22, 2020
Transaction TypeTransfer
Record UpdatedAug 7, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,664.10
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address177 E 38TH ST, HOLLAND, MI 49423-7013

Transferred To (Grantee/Buyer)

NameVerified Name
Address3922 SPRUCE LN, HOLLAND, MI 49424-1459

Mortgage

Document Number0004492878
DateAug 5, 2020
Instrument4492/878
Lender
NameLAKE MICHIGAN CU
TypeCredit Union
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2050

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionALLEGAN MI
Recording DateMar 30, 2018
Property Address177 E 38TH ST, HOLLAND, MI 49423-7013
Document Number004232/368
Book / Page4232 / 368
Map ReferenceLB5 PG22
Instrument DateMar 22, 2018
Transaction TypeTransfer
Record UpdatedAug 7, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,548.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address177 E 38TH ST, HOLLAND, MI 49423-7013

Transferred To (Grantee/Buyer)

NameVerified Name
Address177 E 38TH ST, HOLLAND, MI 49423-7013
InvestorPossibly a Property Investor

Mortgage

Document Number0004232370
DateMar 30, 2018
Instrument4232/370
Lender
NameAMERIFIRST FINANCIAL CORP
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2048

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyAllegan County
MunicipalityHolland City
Unified School DistrictHolland City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$160,100 (+57.73%) Land $26,700 Building $133,400$320,200 (+57.73%) Land $53,400 Building $266,800
2025$4,831.00
2023$101,500 Land $20,900 Building $80,600$203,000 Land $41,800 Building $161,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHOLLAND BOARD OF PUBLIC WORKS
serves 49,687 people · EPA ID MI0003190
Water SourceSurface water
Last State InspectionSep 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureOrganic carbon removal
Jan 2018
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Holland City Fiber
Fiber		10,000 / 10,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

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