190 Division St, Clermont, FL 34711 Property Records

Lake County property record for 190 Division St, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,178 sqft · built 1989
Lot Size	0.135 acres (5,870 sqft)
Owner	Company Name on Record
Last Sale	$205,000 (Jan 2020)
Tax Bill	$1,931 (2024)
Deeds & Mortgages	Jun 2020 Transfer Jan 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-22-26-0025-000-00800`

Property Details

APN / Parcel Number

Primary APN	`18-22-26-0025-000-00800`
Alternative APNs	`262218002500000800` `3032454`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,178 sqft Living Area
Gross Area	1,715 sqft
1st Floor Area	1,178 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2022
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	5,870 sqft (0.135 acres)
Lot Dimensions	116 ft deep x 51 ft wide
Garage Type	Attached
Garage Area	401 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed/Finished Porch
Porch Area	228 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3032454
Street Address	190 DIVISION ST
City	CLERMONT
State	FL
Zip	34711-7700
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	CLERMONT CHERRY KNOLL LOT 8 PB 29 PGS 99-100 ORB 5409 PG 673 ORB 5488 PG 1021
Legal Range	26E
Legal Township	22S
Legal Section	18
Legal Subdivision	CHERRY KNOLL SUB
Legal Tract	0025
Legal Lot Number	8
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	1
Census Block	1048
Census Tract	31309

Owner

Source: Lake County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	190 DIVISION ST, CLERMONT, FL 34711-7700
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jan 22, 2020	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 9, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 8, 2018	Warranty Deed, Transfer · Conventional with PMI GILBERT & JEAN D'HAESELEER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 22, 2020 · Amount on Record
Deed Sale	Jan 22, 2020 · Amount on Record
Prior Sale	Jun 8, 2018 · Amount on Record
Deed Document Number	20208390
Deed Book / Page	5409 / 673
Last Transfer Date	Jun 17, 2020
Transfer Doc	0054881021
Record Updated	Jun 8, 2026

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE FL
Recording Date	Jun 18, 2020
Property Address	190 DIVISION ST, CLERMONT, FL 34711-7700
Document Number	0054881021
Book / Page	005488 / 001021
Instrument Date	Jun 17, 2020
Instrument	65246
Transaction Type	Transfer
Record Updated	Jul 27, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	190 DIVISION ST CLERMONT FL 347117700, CLERMONT, FL 34711-7700

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jan 22, 2020
Property Address	190 DIVISION ST, CLERMONT, FL 34711-7700
Document Number	0054090673
Book / Page	5409 / 0673
Map Reference	MB 29 PG 99&100
Instrument Date	Jan 15, 2020
Instrument	2020008390
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	LP TITLE SERVICE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,435.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	170 DIVISION ST, 170, CLERMONT, FL 34711-7700

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 DIVISION ST, CLERMONT, FL 34711-7700

Mortgage

Document Number	0054090674
Date	Jan 22, 2020
Instrument	5409/0674

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2040

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE FL
Recording Date	Jul 9, 2019
Property Address	190 DIVISION ST, CLERMONT, FL 34711-7700
Document Number	0053061395
Book / Page	005306 / 001395
Instrument Date	Jul 8, 2019
Instrument	76049
Transaction Type	Transfer
Record Updated	Jul 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	190 DIVISION ST CLERMONT FL 347117700, CLERMONT, FL 34711-7700

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jun 8, 2018
Property Address	190 DIVISION ST, CLERMONT, FL 34711-7700
Document Number	0051230114
Book / Page	005123 / 000114
Instrument Date	Jun 5, 2018
Instrument	67261
Transaction Type	Transfer
Record Updated	Jun 26, 2018
Title Company	LP TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,190.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 DIVISION ST CLERMONT FL 347117700, CLERMONT, FL 34711-7700

Mortgage

Document Number	51230115
Date	Jun 8, 2018
Book Page	005123/000115
Instrument	67262

Lender

Name	GILBERT & JEAN D'HAESELEER
Address	16703 KAMALIN CT, CLERMONT, FL 34715-9519

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

Interest

Rate	4%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Clermont City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$163,270 (+2.9%)	$262,781 (-) Land $96,525 Building $166,256
2025		$158,670 (+5.98%) Land $96,525 Building $62,145	$262,781 (+19.11%) Land $96,525 Building $166,256
2024	$1,931.00 (+2.55%)
2023	$1,883.00 (+3.75%) Homeowner's exemption	$149,710 (+3%)	$220,616 (+24.14%) Land $96,525 Building $124,091
2022	$1,815.00 Homeowner's exemption	$145,350	$177,716 Land $53,625 Building $124,091

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	8 (1995–2018)
Claims Outside the SFHA	4 of 8
Most Recent Claim	Jan 2018 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Hotwire Communications.

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