165 Division St, Clermont, FL 34711 Property Records

Lake County property record for 165 Division St, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,181 sqft · built 1989
Lot Size	0.121 acres (5,256 sqft)
Owner	Individual Name on File
Last Sale	$295,000 (Jan 2025)
Tax Bill	$3,415 (2024)
Deeds & Mortgages	Mar 2022 Mortgage Mar 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-22-26-0025-000-01100`

Property Details

APN / Parcel Number

Primary APN	`18-22-26-0025-000-01100`
Alternative APNs	`262218002500001100` `3259637`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,181 sqft Living Area
Gross Area	1,601 sqft
1st Floor Area	1,181 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2022
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	5,256 sqft (0.121 acres)
Lot Dimensions	107 ft deep x 47 ft wide
Garage Type	Attached
Garage Area	324 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Enclosed/Finished Porch
Porch Area	156 sqft
Deck Area	Deck Area
Patio Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3259637
Street Address	165 DIVISION ST
City	CLERMONT
State	FL
Zip	34711-7700
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	CLERMONT CHERRY KNOLL LOT 11 PB 29 PGS 99-100
Legal Range	26E
Legal Township	22S
Legal Section	18
Legal Subdivision	CHERRY KNOLL SUB
Legal Tract	0025
Legal Lot Number	11
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	1
Census Block	1048
Census Tract	31309

Owner

165 Division St is owned and occupied by an individual who bought it in January 2025.

Source: Lake County records, as of March 16, 2026

Owner of Record	Individual Name on File
Mailing Address	165 DIVISION ST, CLERMONT, FL 34711-7700
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 19, 2020	Warranty Deed, Transfer · Conventional Mortgage RP FUNDING INC
Oct 30, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Mar 21, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 23, 2025 · Amount on File
Deed Sale	Jan 23, 2025 · Amount on File
Prior Sale	Mar 19, 2020 · Amount on File
Deed Document Number	20258548
Deed Book / Page	6464 / 1751
Prior Transfer Date	Mar 10, 2020
Prior Transfer Doc	0054412321
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	165 DIVISION ST, CLERMONT, FL 34711-7700
Transaction Type	Mortgage
Record Updated	May 18, 2023
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0059251970
Date	Mar 29, 2022
Book Page	5925/1970
Instrument	2022043232

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Mar 19, 2020
Property Address	165 DIVISION ST, CLERMONT, FL 34711-7700
Document Number	0054412340
Book / Page	5441 / 2340
Map Reference	MB 29 PG 99&100
Instrument Date	Mar 10, 2020
Instrument	2020034091
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,225.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	290 DIVISION ST, 290, CLERMONT, FL 34711-7701

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1022 GREEN GATE BLVD, GROVELAND, FL 34736-9154

Mortgage

Document Number	0054412341
Date	Mar 19, 2020
Instrument	5441/2341

Lender

Name	RP FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Oct 30, 2019
Property Address	165 DIVISION ST, CLERMONT, FL 34711-7700
Document Number	0053651931
Book / Page	005365 / 001931
Instrument Date	May 1, 2018
Instrument	122678
Transaction Type	Transfer
Record Updated	Nov 13, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.70

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	165 DIVISION ST CLERMONT FL 347117700, CLERMONT, FL 34711-7700

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Mar 21, 2017
Property Address	165 DIVISION ST, CLERMONT, FL 34711-7700
Document Number	0049172097
Book / Page	004917 / 002097
Instrument Date	Mar 14, 2017
Instrument	30032
Transaction Type	Transfer
Record Updated	Apr 3, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$945.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	165 DIVISION ST CLERMONT FL 347117700, CLERMONT, FL 34711-7700

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Clermont City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$239,709 (-) Land $67,500 Building $172,209	$239,709 (-) Land $67,500 Building $172,209
2025		$239,709 Land $67,500 Building $172,209	$239,709 Land $67,500 Building $172,209
2024	$3,415.00 (+13.12%)
2023	$3,019.00 (+12.65%)	$196,101 (+18.06%)	$196,101 (+18.06%) Land $67,500 Building $128,601
2022	$2,680.00	$166,101	$166,101 Land $37,500 Building $128,601

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 165 Division St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	8 (1995–2018)
Claims Outside the SFHA	4 of 8
Most Recent Claim	Jan 2018 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 165 Division St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Hotwire Communications.

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