190 Decker Ct, El Cajon, CA 92019 Property Records

San Diego County property record for 190 Decker Ct, El Cajon, CA 92019

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,308 sqft · built 2003
Lot Size	0.74 acres (3,218 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,471 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`489-380-44-00`

Property Details

APN / Parcel Number

Primary APN	`489-380-44-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,308 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	3,218 sqft (0.74 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	190 DECKER CT
City	EL CAJON
State	CA
Zip	92019-6100
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-2200
Legal Description	LOT 10 TR 014415
Legal Subdivision	DECKER COURT
Legal Tract	014415
Legal Block	2
Legal Lot Number	10
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2001
Census Tract	15704

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	190 DECKER CT, EL CAJON, CA 92019-6100
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2022	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Sep 11, 2017	Intrafamily Transfer, Transfer · VA Mortgage NEW DAY FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2017
Deed Sale	Sep 11, 2017
Prior Sale	Jul 28, 2003 · Amount on Record
Deed Document Number	2017415441
Prior Transfer Date	Sep 7, 2017
Prior Transfer Doc	0000415441
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	190 DECKER CT, EL CAJON, CA 92019-6100
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 DECKER CT, EL CAJON, CA 92019-6100

Mortgage

Document Number	0000073746
Date	Feb 17, 2022
Instrument	2022-0073746

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	127 Months
Due	Sep 1, 2032

September 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 11, 2017
Property Address	190 DECKER CT, EL CAJON, CA 92019-6100
Document Number	0000415441
Map Reference	MAP14415
Instrument Date	Sep 7, 2017
Instrument	2017-0415441
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	ORANGE COAST TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	190 DECKER CT, EL CAJON, CA 92019-6100

Mortgage

Document Number	0000415442
Date	Sep 11, 2017
Instrument	2017-0415442

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2032

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$330,640 (+2%) Land $145,019 Building $185,621
2025	$4,471.00 (+2.64%) Homeowner's exemption	$324,158 (+4.04%) Land $142,176 Building $181,982
2024	$4,356.00 (+1.42%)
2023	$4,295.00 (+1.37%) Homeowner's exemption	$311,572 Land $136,656 Building $174,916
2022	$4,237.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 748 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30

May also be available: AT&T, GeoLinks, T-Mobile, Verizon, Wyyerd Connect.

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