186 Decker Ct, El Cajon, CA 92019 Property Records

San Diego County property record for 186 Decker Ct, El Cajon, CA 92019

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,407 sqft · built 2003
Lot Size	0.42 acres (1,848 sqft)
Owner	Company Name on Record
Last Sale	$450,000 (Sep 2018)
Tax Bill	$6,479 (2025)
Deeds & Mortgages	May 2018 Mortgage Jun 2020 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`489-380-46-00`

Property Details

APN / Parcel Number

Primary APN	`489-380-46-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,407 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	1,848 sqft (0.42 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	186 DECKER CT
City	EL CAJON
State	CA
Zip	92019-6100
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-2200
Legal Description	LOT 12 TR 014415
Legal Subdivision	DECKER COURT
Legal Tract	014415
Legal Block	2
Legal Lot Number	12
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2001
Census Tract	15704

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3317 WENTWORTH DR, JAMUL, CA 91935-1531
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
May 23, 2018	Deed of Trust, Mortgage · Conventional Mortgage MANHATTAN FINANCIAL GROUP INC
Jun 15, 2020	Quit Claim Deed, Transfer CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO
Sep 21, 2018	Grant Deed, Transfer CORINTHIAN TITLE COMPANY
Jun 11, 2018	Quit Claim Deed, Transfer Quitclaim
Aug 9, 2017	Grant Deed, Transfer · Conventional Mortgage EL ESPLENDOR LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 2018 · Amount on Record
Deed Sale	Sep 21, 2018 · Amount on Record
Prior Sale	Aug 9, 2017 · Amount on Record
Deed Document Number	2018396099
Last Transfer Date	May 18, 2020
Transfer Doc	0000308892
Record Updated	Oct 29, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	186 DECKER CT, EL CAJON, CA 92019-6100
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY SD

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000208698
Date	May 23, 2018
Instrument	2018-0208698

Lender

Name	MANHATTAN FINANCIAL GROUP INC
Type	Lending Institution
Address	POWAY, CA 92064

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 15, 2020
Property Address	186 DECKER CT, EL CAJON, CA 92019-6100
Document Number	0000308892
Instrument Date	May 18, 2020
Instrument	308892
Transaction Type	Transfer
Record Updated	Jun 24, 2020
Title Company	CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3317 WENTWORTH DR JAMUL CA 919351531, JAMUL, CA 91935-1531

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 21, 2018
Property Address	186 DECKER CT, EL CAJON, CA 92019-6100
Document Number	0000396099
Instrument Date	Sep 19, 2018
Instrument	396099
Transaction Type	Transfer
Record Updated	Sep 28, 2018
Title Company	CORINTHIAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$495.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3317 WENTWORTH DR JAMUL CA 919351531, JAMUL, CA 91935-1531

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 11, 2018
Property Address	186 DECKER CT, EL CAJON, CA 92019-6100
Document Number	0000235116
Instrument Date	Jun 11, 2018
Instrument	235116
Transaction Type	Transfer
Record Updated	Jun 19, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	10439 VALLEY WATERS DR SPRING VALLEY CA 919782000, SPRING VALLEY, CA 91978-2000

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 9, 2017
Property Address	186 DECKER CT, EL CAJON, CA 92019-6100
Document Number	0000360903
Instrument Date	Aug 1, 2017
Instrument	360903
Transaction Type	Transfer
Record Updated	Aug 15, 2017
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$440.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	186 DECKER CT EL CAJON CA 920196100, EL CAJON, CA 92019-6100

Mortgage

Document Number	360904
Date	Aug 9, 2017
Instrument	360904

Lender

Name	EL ESPLENDOR LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$512,015 (+2%) Land $162,563 Building $349,452
2025	$6,479.00 (-1.2%)	$501,976 (+4.04%) Land $159,376 Building $342,600
2023	$6,558.00 (+4.16%)	$482,486 Land $153,188 Building $329,298
2022	$6,296.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 748 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30

May also be available: AT&T, GeoLinks, T-Mobile, Verizon, Wyyerd Connect.

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