190 Cunningham Ln, Stephenson, VA 22656 Property Records

Frederick County property record for 190 Cunningham Ln, Stephenson, VA 22656 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3.5 Baths
Year BuiltBuilt 2017
Square Footage2,882 sqft Living Area
Lot Size227,383 sqft (5.22 acres)
OccupancyOwner Occupied
Last Sale$475,000 (2020)
Tax Bill$3,903.00 (2026)

Property Details

APN / Parcel Number

Primary APN455-2-30
Alternative APN
  • 8009329

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Partial Baths1 Partial Baths
Total Rooms9 Rooms
Building Area2,882 sqft Living Area
Gross Area6,854 sqft Gross Area
1st Floor2,882 sqft 1st Floor
Basement Area1,738 sqft Basement
Finished Basement1,738 sqft Finished
Stories1 Stories
Primary FlooringWood Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2017
Exterior MaterialBrick Exterior
Roof ConstructionGable Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area227,383 sqft (5.22 acres)
Parking Spaces2 Parking Spaces
Garage Area484 sqft Garage

Exterior Amenities

Deck Area336 sqft Deck
Porch1 Porch
Porch Area270 sqft Porch
TopographyRolling Topography

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHeat Pump Heating
Heating FuelGas Heating Fuel
SewageSewage Connected
Water SourceWell Water Source

Location & Zoning

Account Number8009329
Street Address190 CUNNINGHAM LN
CitySTEPHENSON
StateVA
Zip22656-2000
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionOPEQUON RIDGE L30 S2 5.22 ACRES
Legal SubdivisionOPEQUON RIDGE
Legal Lot Number30
JurisdictionFREDERICK VA
Minor Civil DivisionSTONEWALL
Census Blockgroup3
Census Block3012
Census Tract50100

Owner

Source: Frederick County records · APN 455-2-30

Assessment roll updated July 9, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address190 CUNNINGHAM LN, STEPHENSON, VA 22656-2000
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 29, 2022Deed of Trust, Mortgage · Stand Alone Refinance
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
Sep 01, 2020Warranty Deed, Transfer
PRIME TITLE & ESCROW LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 01, 2020 · Amount on Record
Deed SaleSep 01, 2020 · Amount on Record
Prior SaleNov 22, 2002 · Amount on Record
Deed Doc Number202011737
Record RefreshedSep 20, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK VA
Property Address190 CUNNINGHAM LN, STEPHENSON, VA 22656-2000
Transaction TypeMortgage
Record UpdatedMay 07, 2026
Title CompanyPREMIER TITLE AND ESCROW LLC, PRIME TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003892
DateMar 29, 2022
Instrument220003892
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORPORATION
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term361 Months
DueApr 01, 2052
Interest
Rate TypeFixed Rate
Rate4.75%

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFREDERICK VA
Recording DateSep 01, 2020
Property Address190 CUNNINGHAM LN, STEPHENSON, VA 22656-2000
Document Number0000011737
Instrument DateAug 28, 2020
Instrument200011737
Transaction TypeTransfer
Record UpdatedMay 28, 2021
Title CompanyPRIME TITLE & ESCROW LLC

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address190 CUNNINGHAM LN, STEPHENSON, VA 22656-2000

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 9, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateVirginia
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$3,903.00 (+10.41%)$736,400 Land $133,100 Building $603,300$736,400 Land $133,100 Building $603,300
2025$3,535.00

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