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180 Cunningham Ln, Stephenson, VA 22656 Property Records

Frederick County property record for 180 Cunningham Ln, Stephenson, VA 22656 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3.5 Baths
Year BuiltBuilt 2017
Square Footage3,920 sqft Living Area
Lot Size231,304 sqft (5.31 acres)
OccupancyOwner Occupied
Last Sale$53,000 (1999)
Tax Bill$3,824.00 (2026)

Property Details

APN / Parcel Number

Primary APN455-2-29
Alternative APN
  • 8009328

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Partial Baths1 Partial Baths
Total Rooms8 Rooms
Building Area3,920 sqft Living Area
Gross Area8,301 sqft Gross Area
1st Floor1,888 sqft 1st Floor
Basement Area1,888 sqft Basement
Unfinished Basement1,888 sqft Unfinished
Stories2 Stories
Primary FlooringWood Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2017
Exterior MaterialVinyl Exterior
Roof ConstructionGable Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area231,304 sqft (5.31 acres)
Parking Spaces3 Parking Spaces
Garage Area880 sqft Garage

Exterior Amenities

Deck Area56 sqft Deck
Porch1 Porch
Porch Area781 sqft Porch
TopographyRolling Topography

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHeat Pump Heating
Heating FuelGas Heating Fuel
SewageSewage Connected
Water SourceWell Water Source

Location & Zoning

Account Number8009328
Street Address180 CUNNINGHAM LN
CitySTEPHENSON
StateVA
Zip22656-2000
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionOPEQUON RIDGE L29 S2 5.31 ACRES
Legal SubdivisionOPEQUON RIDGE
Legal Lot Number29
JurisdictionFREDERICK VA
Minor Civil DivisionSTONEWALL
Census Blockgroup3
Census Block3012
Census Tract50100

Owner

Source: Frederick County records · APN 455-2-29

Assessment roll updated July 9, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address180 CUNNINGHAM LN, STEPHENSON, VA 22656-2000
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 04, 2021Deed of Trust, Mortgage · Stand Alone Refinance
LOANDEPOT.COM LLC
Nov 17, 2025Deed of Trust, Mortgage · Stand Alone Second Mortgage
NAVY FCU
May 21, 2020Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Dec 27, 2018Deed of Trust, Mortgage · Conventional Mortgage
NAVY FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 13, 1999 · Amount on Record
Deed SaleDec 13, 1999 · Amount on Record
Deed Book / Page954 / 428
Record RefreshedSep 20, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK VA
Property Address180 CUNNINGHAM LN, STEPHENSON, VA 22656-2000
Transaction TypeMortgage
Record UpdatedMay 07, 2026
Title CompanyCLOSING USA LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002073
DateFeb 04, 2021
Instrument210002073
Lender
NameLOANDEPOT.COM LLC
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term180 Months
DueFeb 01, 2036
Interest
Rate TypeFixed Rate

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK VA
Property Address180 CUNNINGHAM LN, STEPHENSON, VA 22656-2000
Transaction TypeMortgage
Record UpdatedMay 07, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000011584
DateNov 17, 2025
Instrument250011584
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term121 Months
DueDec 01, 2035

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK VA
Property Address180 CUNNINGHAM LN, STEPHENSON, VA 22656-2000
Document Number0000007008
Instrument DateMay 21, 2020
Transaction TypeMortgage
Record UpdatedJul 08, 2020
Title CompanyMORTGAGE CONNECT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address180 CUNNINGHAM LN STEPHENSON VA 226562000, STEPHENSON, VA 22656-2000

Mortgage

Document Number0000007008
DateJun 11, 2020
Instrument7008
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJun 10, 2035

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK VA
Property Address180 CUNNINGHAM LN, STEPHENSON, VA 22656-2000
Document Number0000001229
Instrument DateDec 27, 2018
Transaction TypeMortgage
Record UpdatedFeb 26, 2019
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
Address180 CUNNINGHAM LN STEPHENSON VA 226562000, STEPHENSON, VA 22656-2000

Mortgage

Document Number0000001229
DateFeb 12, 2019
Instrument1229
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueFeb 11, 2029

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 9, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateVirginia
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$3,824.00 (+10.42%)$721,500 Land $133,900 Building $587,600$721,500 Land $133,900 Building $587,600
2025$3,463.00

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