190 Cook Rd, Prospect, CT 06712 Property Records

Prospect Town property record for 190 Cook Rd, Prospect, CT 06712

Property Summary

Property TypeSingle Family Home
Details5 bd · 2 ba · 2,044 sqft · built 1968
Lot Size0.46 acres (20,038 sqft)
Owner2 Individual Names on File
Last Sale$225,000 (Sep 2019)
Tax Bill$5,225 (2025)
Deeds & MortgagesOct 2025 Second Mortgage
Jun 2024 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APNG0119400

Property Details

APN / Parcel Number

Primary APNG0119400
Alternative APN
  • PROS M:116 B:40 L:190

Interior

Bedrooms5 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area2,044 sqft Living Area
Gross Area3,048 sqft
Basement Area1,004 sqft
Unfinished Basement1,004 sqft

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1993
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area20,038 sqft (0.46 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Account NumberG0119400
Street Address190 COOK RD
CityPROSPECT
StateCT
Zip06712-1819
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA-1
Legal Block40
Legal Lot Number190
JurisdictionPROSPECT CT
Township / Civil DivisionPROSPECT
Census Block Group1
Census Block1012
Census Tract347100

Owner

Source: Prospect Town assessment roll, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address190 COOK RD, PROSPECT, CT 06712-1819
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 10, 2025Deed of Trust, Mortgage · Stand-Alone Second Mortgage
AMERICAN EAGLE FCU
Jun 13, 2024Deed of Trust, Mortgage · Second Mortgage (Down Payment)
AMERICAN EAGLE FCU
Jul 28, 2022Deed of Trust, Mortgage · Second Mortgage (Down Payment)
AMERICAN EAGLE FCU
Mar 11, 2021Quit Claim Deed, Transfer
Quitclaim
Sep 20, 2019Executor's Deed, Transfer · Stand-Alone First Mortgage
UNITED WHOLESALE MORTGAGE
Feb 22, 2019Quit Claim Deed, Transfer
UNKNOWN

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 20, 2019 · Amount on Record
Deed SaleSep 20, 2019 · Amount on Record
Deed Book / Page845 / 207
Last Transfer DateMar 4, 2021
Transfer Doc884-337
Record UpdatedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPROSPECT CT
Property Address190 COOK RD, PROSPECT, CT 06712-1819
Transaction TypeMortgage
Record UpdatedNov 5, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000935-729
DateOct 10, 2025
Book Page935/729
Instrument2025-1056
Lender
NameAMERICAN EAGLE FCU
TypeCredit Union
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueNov 1, 2045

June 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPROSPECT CT
Property Address190 COOK RD, PROSPECT, CT 06712-1819
Transaction TypeMortgage
Record UpdatedJun 27, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000928-364
DateJun 13, 2024
Book Page928/364
Instrument2024-541
Lender
NameAMERICAN EAGLE FCU
TypeCredit Union
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded
Term181 Months
DueJul 1, 2039

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPROSPECT CT
Property Address190 COOK RD, PROSPECT, CT 06712-1819
Transaction TypeMortgage
Record UpdatedAug 11, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000916-215
DateJul 28, 2022
Book Page916/215
Instrument222-926
Lender
NameAMERICAN EAGLE FCU
TypeCredit Union
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded
Term181 Months
DueAug 1, 2037

March 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPROSPECT CT
Recording DateMar 11, 2021
Property Address190 COOK RD, PROSPECT, CT 06712-1819
Document Number884-337
Book / Page884 / 337
Instrument DateMar 4, 2021
Instrument455
Transaction TypeTransfer
Record UpdatedMay 21, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 1061, CHESHIRE, CT 06410-4061

September 2019: Executor's Deed, Transfer

Document TypeExecutor's Deed
JurisdictionPROSPECT CT
Recording DateSep 20, 2019
Property Address190 COOK RD, PROSPECT, CT 06712-1819
Document Number845-207
Book / Page845 / 207
Instrument DateSep 16, 2019
Transaction TypeTransfer
Record UpdatedMay 21, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3648 AUTUMN VIEW DR NW, ACWORTH, GA 30101-7627

Mortgage

Document Number845209
DateSep 20, 2019
Instrument845/209
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

February 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPROSPECT CT
Recording DateFeb 22, 2019
Property Address190 COOK RD, PROSPECT, CT 06712-1819
Document Number834-276
Book / Page000834 / 000276
Instrument DateJan 31, 2019
Transaction TypeTransfer
Record UpdatedMar 27, 2019
Title CompanyUNKNOWN

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address190 COOK RD PROSPECT CT 067121819, PROSPECT, CT 06712-1819

Tax Assessment & Valuation

Source: Prospect Town assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateConnecticut
County SubdivisionProspect Town
Unified School DistrictRegional School District 16 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,225.00$204,330 (+38.25%) Land $59,920 Building $144,410$143,031 Land $41,944 Building $101,087
2024$5,225.00 (+10.75%)
2023$4,718.00 (-0.08%)$147,800 (-) Land $59,920 Building $87,880
2022$4,722.00$147,800 Land $59,920 Building $87,880

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

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