181 Cook Rd, Prospect, CT 06712 Property Records

Prospect Town property record for 181 Cook Rd, Prospect, CT 06712

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,847 sqft · built 1969
Lot Size	2.6 acres (113,256 sqft)
Owner	2 Individual Names on File
Last Sale	$130,000 (Jul 2013)
Tax Bill	$8,264 (2025)
Deeds & Mortgages	Aug 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`S0282500`

Property Details

APN / Parcel Number

Primary APN	`S0282500`
Alternative APN	`PROS M:116 B:40 L:181`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,847 sqft Living Area
Gross Area	3,321 sqft
Basement Area	1,474 sqft
Unfinished Basement	1,074 sqft

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1994
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	113,256 sqft (2.6 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	S0282500
Street Address	181 COOK RD
City	PROSPECT
State	CT
Zip	06712-1864
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-1
Legal Block	40
Legal Lot Number	181
Jurisdiction	PROSPECT CT
Township / Civil Division	PROSPECT
Census Block Group	1
Census Block	1005
Census Tract	347100

Owner

Source: Prospect Town assessment roll, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	181 COOK RD, PROSPECT, CT 06712-1864
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 19, 2013 · Amount on Record
Deed Sale	Jul 19, 2013 · Amount on Record
Prior Sale	Jun 22, 2006 · Amount on Record
Deed Book / Page	733 / 97
Record Updated	Sep 20, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROSPECT CT
Property Address	181 COOK RD, PROSPECT, CT 06712-1864
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	808-265
Date	Aug 21, 2017
Book Page	808/265

Lender

Name	WATERBURY CT FF FCU

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 1, 2042

Tax Assessment & Valuation

Source: Prospect Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Prospect Town
Unified School District	Regional School District 16 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,264.00	$323,190 (+45.69%) Land $88,200 Building $234,990	$226,233 Land $61,740 Building $164,493
2024	$8,264.00 (+16.71%)
2023	$7,081.00 (-0.1%)	$221,840 (-) Land $88,220 Building $133,620
2022	$7,088.00	$221,840 Land $88,220 Building $133,620

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARMONY ACRES MOBILE HOME PARK private · serves 465 people · EPA ID CT1150031
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	14 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20