190 Chestnut Plain Rd, Whately, MA 01093 Property Records

Franklin County and Whately Town property record for 190 Chestnut Plain Rd, Whately, MA 01093

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 3,497 sqft · built 1986
Lot Size	7.04 acres (306,662 sqft)
Owner	2 Company Names on Record
Tax Bill	$9,878 (2025)
Deeds & Mortgages	Apr 2021 Refinance Jan 2019 Refinance
APN	`WHAT M:0039 B:0000 L:27`

Property Details

APN / Parcel Number

Primary APN	`WHAT M:0039 B:0000 L:27`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,497 sqft Living Area
Gross Area	9,047 sqft
Basement Area	2,660 sqft
Unfinished Basement	2,660 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Historical
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	306,662 sqft (7.04 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	190 CHESTNUT PLAIN RD
City	WHATELY
State	MA
Zip	01093-9702
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Lot Number	27
Jurisdiction	WHATELY MA
Township / Civil Division	WHATELY
Census Block Group	1
Census Block	1058
Census Tract	40800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Whately Center Historic District listed 2003 · 80 contributing resources · NRIS 03000920

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Franklin County and Whately Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	PO BOX 53, WHATELY, MA 01093-0053
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance POLISH NATIONAL CU
Jan 14, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance POLISH NATIONAL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 29, 2016
Deed Sale	Jan 29, 2016
Deed Document Number	20161039
Deed Book / Page	6809 / 315
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATELY MA
Property Address	190 CHESTNUT PLAIN RD, WHATELY, MA 01093-9702
Transaction Type	Mortgage
Record Updated	May 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7747-205
Date	Apr 20, 2021
Book Page	7747/205
Instrument	4629

Lender

Name	POLISH NATIONAL CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	May 1, 2031

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATELY MA
Property Address	190 CHESTNUT PLAIN RD, WHATELY, MA 01093-9702
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7311-266
Date	Jan 14, 2019
Book Page	7311/266
Instrument	357

Lender

Name	POLISH NATIONAL CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Feb 1, 2029

Tax Assessment & Valuation

Source: Franklin County and Whately Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Franklin County
County Subdivision	Whately Town
Secondary School District	Frontier School District (07 - 12)
Elementary School District	Whately School District (PK - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,878.00 (-4.64%)	$740,500 (-2.14%) Land $161,100 Building $579,400	$651,353 (+2.29%)
2024	$10,359.00 (+34.34%)	$756,700 (+39.36%) Land $161,100 Building $595,600	$636,785
2023	$7,711.00	$543,000 Land $153,400 Building $389,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: T-Mobile, Verizon.

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