186 Chestnut Plain Rd, Whately, MA 01093 Property Records

Franklin County and Whately Town property record for 186 Chestnut Plain Rd, Whately, MA 01093

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 2,624 sqft · built 1948
Lot Size	2.99 acres (130,636 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (Oct 2012)
Tax Bill	$4,452 (2025)
Deeds & Mortgages	Oct 2020 Refinance
APN	`WHAT M:0037 B:0000 L:13`

Property Details

APN / Parcel Number

Primary APN	`WHAT M:0037 B:0000 L:13`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,624 sqft Living Area
Gross Area	6,130 sqft
Basement Area	1,280 sqft
Unfinished Basement	1,280 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	130,636 sqft (2.99 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	186 CHESTNUT PLAIN RD
City	WHATELY
State	MA
Zip	01093-9702
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Lot Number	13
Jurisdiction	WHATELY MA
Township / Civil Division	WHATELY
Census Block Group	1
Census Block	1058
Census Tract	40800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Whately Center Historic District listed 2003 · 80 contributing resources · NRIS 03000920

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Franklin County and Whately Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 117, WHATELY, MA 01093-0117
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 15, 2012 · Amount on Record
Deed Sale	Oct 15, 2012 · Amount on Record
Deed Book / Page	6268 / 146
Last Transfer Date	Sep 10, 2020
Transfer Doc	7632-222
Record Updated	Oct 29, 2026

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WHATELY MA
Recording Date	Oct 21, 2020
Property Address	186 CHESTNUT PLAIN RD, WHATELY, MA 01093-9702
Document Number	7632-222
Book / Page	7632 / 222
Instrument Date	Sep 10, 2020
Instrument	11106
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	186 CHESTNUT PLAIN RD, WHATELY, MA 01093-9702

Mortgage

Document Number	7632-225
Date	Oct 21, 2020
Book Page	7632/225
Instrument	11107

Lender

Name	FREEDOM CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2035

Tax Assessment & Valuation

Source: Franklin County and Whately Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Franklin County
County Subdivision	Whately Town
Secondary School District	Frontier School District (07 - 12)
Elementary School District	Whately School District (PK - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,452.00 (-9.97%)	$333,700 (-7.61%) Land $148,300 Building $185,400	$494,407 (-9.46%)
2024	$4,945.00 (+3.02%)	$361,200 (+6.86%) Land $148,300 Building $212,900	$546,060
2023	$4,800.00	$338,000 Land $141,300 Building $196,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: T-Mobile, Verizon.

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