Hampden County and Chicopee City property record for 190 Champagne Ave, Chicopee, MA 01013
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,057 sqft · built 1962 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,116 (2026) |
| Deeds & Mortgages | Aug 2021 Refinance Oct 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 196-00024 |
| Primary APN | 196-00024 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,057 sqft Living Area |
| Gross Area | 2,621 sqft |
| 1st Floor Area | 1,057 sqft |
| Basement Area | 1,036 sqft |
| Unfinished Basement | 1,036 sqft |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,500 sqft (0.172 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | 196-00024 |
|---|---|
| Street Address | 190 CHAMPAGNE AVE |
| City | CHICOPEE |
| State | MA |
| Zip | 01013-3313 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 3 |
| Jurisdiction | CHICOPEE MA |
| Township / Civil Division | CHICOPEE |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 811000 |
190 Champagne Ave is owned and occupied by an individual.
Source: Hampden County and Chicopee City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 190 CHAMPAGNE AVE, CHICOPEE, MA 01013-3313 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 12, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance HOME POINT FINANCIAL CORPORATION |
| Oct 30, 2019 | Deed of Trust, Mortgage · FHA Mortgage INLAND BK&TR |
| Jun 28, 2019 | Warranty Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Property Address | 190 CHAMPAGNE AVE, CHICOPEE, MA 01013-3313 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2021 |
| Name | Verified Name |
|---|
| Document Number | 24055-155 |
|---|---|
| Date | Aug 12, 2021 |
| Book Page | 24055/155 |
| Instrument | 56249 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Government Agency |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Property Address | 190 CHAMPAGNE AVE, CHICOPEE, MA 01013-3313 |
| Document Number | 22927-127 |
| Instrument Date | Oct 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 190 CHAMPAGNE AVE CHICOPEE MA 010133313, CHICOPEE, MA 01013-3313 |
| Document Number | 22927-127 |
|---|---|
| Date | Oct 30, 2019 |
| Book Page | 022927/000127 |
| Instrument | 63480 |
| Name | INLAND BK&TR |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 29, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Recording Date | Jun 28, 2019 |
| Property Address | 190 CHAMPAGNE AVE, CHICOPEE, MA 01013-3313 |
| Document Number | 22735-365 |
| Book / Page | 022735 / 000365 |
| Instrument Date | Jun 26, 2019 |
| Instrument | 35591 |
| Transaction Type | Transfer |
| Record Updated | Jul 23, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 10 CENTER ST #204 CHICOPEE MA 010132870, 204, CHICOPEE, MA 01013-2870 |
The 2026 property tax bill for 190 Champagne Ave was $4,116, up 6.2% from the year before.
Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Chicopee City |
| Unified School District | Chicopee School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,116.00 (+6.22%) | $270,100 (+5.67%) Land $107,300 Building $162,800 | $293,805 (+8.25%) |
| 2025 | $3,875.00 (+5.47%) | $255,600 (+2.69%) Land $97,400 Building $158,200 | $271,415 |
| 2024 | $3,674.00 (+8.03%) | $248,900 (+10.87%) Land $95,500 Building $153,400 | |
| 2023 | $3,401.00 | $224,500 Land $86,800 Building $137,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 190 Champagne Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 190 Champagne Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Crossroads Fiber Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
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