174 Champagne Ave, Chicopee, MA 01013 Property Records

Hampden County and Chicopee City property record for 174 Champagne Ave, Chicopee, MA 01013

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,369 sqft · built 1962
Lot Size0.172 acres (7,500 sqft)
OwnerIndividual Name on Record
Last Sale$200,000 (Mar 2017)
Tax Bill$4,743 (2026)
Deeds & MortgagesJul 2021 Refinance
Mar 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN197-00051

Property Details

APN / Parcel Number

Primary APN197-00051
Alternative APN
  • CHIC M:0197 P:00051

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area1,369 sqft Living Area
Gross Area3,465 sqft
1st Floor Area1,369 sqft
Basement Area674 sqft
Unfinished Basement674 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,500 sqft (0.172 acres)
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number197-00051
Street Address174 CHAMPAGNE AVE
CityCHICOPEE
StateMA
Zip01013-3313
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code3
JurisdictionCHICOPEE MA
Township / Civil DivisionCHICOPEE
Census Block Group3
Census Block3005
Census Tract811000

Owner

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address174 CHAMPAGNE AVE, CHICOPEE, MA 01013-3313
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 6, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
DIGITAL FCU
Mar 31, 2017Warranty Deed, Transfer
FLORENCE SAVINGS BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 31, 2017 · Amount on Record
Deed SaleMar 31, 2017 · Amount on Record
Deed Document Number2017193
Deed Book / Page21624 / 210
Record UpdatedOct 29, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHICOPEE MA
Property Address174 CHAMPAGNE AVE, CHICOPEE, MA 01013-3313
Transaction TypeMortgage
Record UpdatedJan 17, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number023982-103
DateJul 6, 2021
Book Page23982/103
Instrument46637
Lender
NameDIGITAL FCU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueAug 1, 2036

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHICOPEE MA
Recording DateMar 31, 2017
Property Address174 CHAMPAGNE AVE, CHICOPEE, MA 01013-3313
Document Number21624-210
Book / Page21624 / 210
Instrument17193
Transaction TypeTransfer
Record UpdatedMay 11, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$31.04
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number216240213
DateMar 31, 2017
Instrument21624/0213
Lender
NameFLORENCE SAVINGS BANK
TypeBank
Agreement
AmountAmount Recorded
Term361 Months
DueMar 31, 2047

Tax Assessment & Valuation

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityChicopee City
Unified School DistrictChicopee School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,743.00 (+5.63%)$311,200 (+5.06%) Land $107,300 Building $203,900$315,705 (-1.12%)
2025$4,490.00 (+5.45%)$296,200 (+2.67%) Land $97,400 Building $198,800$319,295
2024$4,258.00 (+7.61%)$288,500 (+10.45%) Land $95,500 Building $193,000
2023$3,957.00$261,200 Land $86,800 Building $174,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHICOPEE WATER DEPT (MWRA)
serves 55,560 people · EPA ID MA1061000
Water SourcePurchased surface water from MWRA
Last State InspectionMay 2025
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Crossroads Fiber
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 50
AT&T
Fixed Wireless
100 / 20

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