Santa Cruz County property record for 190 Carrera Cir, Aptos, CA 95003
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 2.5 ba · 1,450 sqft · built 1999 |
| Lot Size | 0.079 acres (3,441 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $939,000 (Jun 2021) |
| Tax Bill | $12,931 (2025) |
| Deeds & Mortgages | Jun 2021 Sale Aug 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 042-073-29 |
| Primary APN | 042-073-29 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Building Area | 1,450 sqft Living Area |
| Gross Area | 1,963 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Townhouse |
| Construction Type | Wood |
| Roof Material | Tile |
| Lot Area | 3,441 sqft (0.079 acres) |
| Terrain | Steep |
| Garage Type | Attached |
| Garage Area | 513 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 190 CARRERA CIR |
|---|---|
| City | APTOS |
| State | CA |
| Zip | 95003-4665 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | RM-6 |
| Legal Description | MAP J7 973 TR 866 |
| Legal Subdivision | ESCONDIDO VERDE |
| Legal Tract | 866 |
| Legal Lot Number | 22 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 122205 |
Source: Santa Cruz County records, as of August 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 366 CORRIDA DR, SAN LUIS OBISPO, CA 93401-5526 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 8, 2021 | Grant Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Aug 27, 2018 | Grant Deed, Transfer · Conventional Mortgage STEARNS LENDING LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 8, 2021 · Amount on Record |
| Deed Sale | Jun 8, 2021 · Amount on Record |
| Prior Sale | Aug 27, 2018 · Amount on Record |
| Deed Document Number | 202131745 |
| Prior Transfer Date | Apr 25, 2005 |
| Prior Transfer Doc | 0000029165 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Jun 8, 2021 |
| Property Address | 190 CARRERA CIR, APTOS, CA 95003-4665 |
| Document Number | 0000031745 |
| Map Reference | VOL 77 PG 36 |
| Instrument Date | Jun 2, 2021 |
| Instrument | 2021-0031745 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2021 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,032.90 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2221 KING CT UNIT 3, 3, SAN LUIS OBISPO, CA 93401-5176 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Aug 27, 2018 |
| Property Address | 190 CARRERA CIR, APTOS, CA 95003-4665 |
| Document Number | 0000026185 |
| Map Reference | VOL 77 PG 36 |
| Instrument Date | Aug 16, 2018 |
| Instrument | 2018-0026185 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 190 CARRERA CIR, APTOS, CA 95003-4665 |
| Document Number | 0000026186 |
|---|---|
| Date | Aug 27, 2018 |
| Instrument | 2018-0026186 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2048 |
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,036,732 (+2%) Land $622,039 Building $414,693 | ||
| 2025 | $12,931.00 (+9.92%) | $1,016,404 (+4.04%) Land $609,842 Building $406,562 | |
| 2023 | $11,764.00 (+2.11%) | $976,935 Land $586,161 Building $390,774 | $901,620 |
| 2022 | $11,521.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 63 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 63 in force |
| Nearby Flood Claims | 7 (2023) |
| Most Recent Claim | Sep 2023 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 712 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Surfnet Communications Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Cruzio, Etheric Networks, T-Mobile, Verizon.
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