170 Carrera Cir, Aptos, CA 95003 Property Records

Santa Cruz County property record for 170 Carrera Cir, Aptos, CA 95003

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,427 sqft · built 1999
Lot Size	0.049 acres (2,134 sqft)
Owner	2 Company Names on Record
Last Sale	$794,000 (Oct 2019)
Tax Bill	$11,257 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Mar 2026 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`042-073-31`

Property Details

APN / Parcel Number

Primary APN	`042-073-31`
Alternative APN	`042-073-31-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	1,427 sqft Living Area
Gross Area	1,721 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Townhouse
Construction Type	Wood
Roof Material	Tile
Lot Area	2,134 sqft (0.049 acres)
Terrain	Steep
Garage Type	Attached
Garage Area	294 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	170 CARRERA CIR
City	APTOS
State	CA
Zip	95003-4665
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RM-6
Legal Description	TR 866
Legal Subdivision	ESCONDIDO VERDE
Legal Tract	866
Legal Lot Number	24
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	3
Census Block	3004
Census Tract	122205

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	170 CARRERA CIR, APTOS, CA 95003-4665
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 3, 2026	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
Mar 24, 2026	Intrafamily Transfer, Transfer · Line of Credit UNITED WHOLESALE MORTGAGE
Aug 2, 2017	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Oct 10, 2019	Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
May 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage BARNABY CLARK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 10, 2019 · Amount on Record
Deed Sale	Oct 10, 2019 · Amount on Record
Prior Sale	Sep 22, 1999 · Amount on Record
Deed Document Number	201931161
Last Transfer Date	Feb 26, 2026
Transfer Doc	0000006347
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	170 CARRERA CIR, APTOS, CA 95003-4665
Transaction Type	Mortgage
Record Updated	Apr 10, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	170 CARRERA CIR, APTOS, CA 95003-4665

Mortgage

Document Number	0000009281
Date	Mar 22, 2022
Instrument	2022-0009281

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	170 CARRERA CIR, APTOS, CA 95003-4665
Transaction Type	Mortgage
Record Updated	Mar 20, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	170 CARRERA CIR, APTOS, CA 95003-4665

Mortgage

Document Number	0000004641
Date	Mar 3, 2026
Instrument	2026-0004641

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Mar 24, 2026
Property Address	170 CARRERA CIR, APTOS, CA 95003-4665
Document Number	0000006347
Map Reference	VOL 77 PG 36
Instrument Date	Feb 26, 2026
Instrument	2026-0006347
Transaction Type	Transfer
Record Updated	Apr 10, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	170 CARRERA CIR, APTOS, CA 95003-4665

Mortgage

Document Number	0000004641
Date	Mar 24, 2026
Instrument	2026-0004641

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	170 CARRERA CIR, APTOS, CA 95003-4665
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025412
Date	Aug 2, 2017
Instrument	2017-0025412

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2047

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Oct 10, 2019
Property Address	170 CARRERA CIR, APTOS, CA 95003-4665
Document Number	0000031161
Map Reference	VOL 77 PG 36
Instrument Date	Oct 7, 2019
Instrument	2019-0031161
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	170 CARRERA CIR, APTOS, CA 95003-4665

Mortgage

Document Number	0000031162
Date	Oct 10, 2019
Instrument	2019-0031162

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	170 CARRERA CIR, APTOS, CA 95003-4665
Document Number	0000013453
Instrument Date	May 10, 2019
Transaction Type	Mortgage
Record Updated	Jun 6, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	170 CARRERA CIR APTOS CA 950034665, APTOS, CA 95003-4665

Mortgage

Document Number	0000013453
Date	May 20, 2019
Instrument	13453

Lender

Name	BARNABY CLARK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$885,722 (+2%) Land $575,719 Building $310,003
2025	$11,257.00 (+7.9%)	$868,355 (+4.04%) Land $564,431 Building $303,924
2024	$10,433.00 (+2.04%)
2023	$10,224.00 (+2.17%)	$834,636 Land $542,513 Building $292,123	$841,770
2022	$10,007.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 63 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	63 in force
Nearby Flood Claims	7 (2023)
Most Recent Claim	Sep 2023 · tidal / storm surge
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 712 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Surfnet Communications Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Cruzio, Etheric Networks, T-Mobile, Verizon.

Nearby Properties on Carrera Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures