Cowlitz County property record for 190 Bluff Rd, Kelso, WA 98626
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,889 sqft · built 2005 |
| Lot Size | 2.73 acres (119,354 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $700,000 (Jul 2021) |
| Tax Bill | $6,246 (2025) |
| Deeds & Mortgages | Nov 2023 Line of Credit Aug 2021 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R051636 |
| Primary APN | R051636 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,889 sqft Living Area |
| Gross Area | 3,789 sqft |
| 1st Floor Area | 1,185 sqft |
| 2nd Floor Area | 1,704 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Multi-Level |
| Exterior Material | Wood Shingle |
| Roof Material | Composition Shingle |
| Lot Area | 119,354 sqft |
| Garage Type | Attached |
| Garage Area | 900 sqft |
| Parking Spaces | 7 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 3051636 |
|---|---|
| Street Address | 190 BLUFF RD |
| City | KELSO |
| State | WA |
| Zip | 98626-8855 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | UZ0 |
| Legal Description | 600 (WARD F DLC) 31 -7N -1W T-1B-1A,1C-1A-1 INCL T-1C-1A-1 FEE 3311734. |
| Legal Range | 01W |
| Legal Township | 07N |
| Legal Section | 31 |
| Legal Subdivision | WARD F DLC |
| Legal Tract | B |
| Jurisdiction | COWLITZ WA |
| Township / Civil Division | KALAMA |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 1601 |
Source: Cowlitz County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 190 BLUFF RD, KELSO, WA 98626-8855 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 6, 2023 | Deed of Trust, Mortgage · Line of Credit FIBRE FCU |
| Aug 5, 2021 | Intrafamily Transfer, Transfer CHICAGO TITLE |
| Jul 13, 2021 | Warranty Deed, Transfer · VA Mortgage SIERRA PACIFIC MORTGAGE CO INC |
| Feb 25, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 13, 2021 · Amount on Record |
| Deed Sale | Jul 13, 2021 · Amount on Record |
| Prior Sale | Aug 13, 2009 · Amount on Record |
| Deed Document Number | 20213688083 |
| Last Transfer Date | May 15, 2023 |
| Transfer Doc | 0003734715 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COWLITZ WA |
| Property Address | 190 BLUFF RD, KELSO, WA 98626-8855 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2023 |
| Title Company | COWLITZ COUNTY TITLE |
| Name | Verified Name |
|---|
| Document Number | 0003743163 |
|---|---|
| Date | Nov 6, 2023 |
| Instrument | 3743163 |
| Name | FIBRE FCU |
|---|---|
| Type | Credit Union |
| Address | LONGVIEW, WA 98632 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 5, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | COWLITZ WA |
| Recording Date | Aug 5, 2021 |
| Property Address | 190 BLUFF RD, KELSO, WA 98626-8855 |
| Document Number | 0003690727 |
| Map Reference | MB26 PG046 AF3248759 |
| Instrument Date | Aug 3, 2021 |
| Instrument | 3690727 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | CHICAGO TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COWLITZ WA |
| Recording Date | Jul 13, 2021 |
| Property Address | 190 BLUFF RD, KELSO, WA 98626-8855 |
| Document Number | 0003688083 |
| Map Reference | AF3248759 MB25PG045 |
| Instrument Date | Jul 2, 2021 |
| Instrument | 3688083 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2021 |
| Title Company | CHICAGO TITLE COMPANY/WA, CHICAGO TITLE COMPANY OF WA |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $9,810.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 190 BLUFF RD, KELSO, WA 98626-8855 |
| Document Number | 0003688084 |
|---|---|
| Date | Jul 13, 2021 |
| Instrument | 3688084 |
| Name | SIERRA PACIFIC MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | COWLITZ WA |
| Recording Date | Feb 25, 2021 |
| Property Address | 190 BLUFF RD, KELSO, WA 98626-8855 |
| Document Number | 0003673453 |
| Map Reference | MB26PG046AF3248759 |
| Instrument Date | Feb 22, 2021 |
| Instrument | 3673453 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
Source: Cowlitz County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Cowlitz County |
| Unified School District | Kalama School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,246.00 (+2.19%) | $691,450 (-0.86%) Land $127,230 Building $564,220 | $691,450 (-0.86%) Land $127,230 Building $564,220 |
| 2024 | $697,430 (+0.27%) Land $127,230 Building $570,200 | $697,430 (+0.27%) Land $127,230 Building $570,200 | |
| 2023 | $6,112.00 | ||
| 2022 | $695,580 Land $87,150 Building $608,430 | $695,580 Land $87,150 Building $608,430 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 3 (2009–2022) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Apr 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband DSL | 1,000 / 10 |
| Starlink Satellite | 280 / 30 |
| Tenino Telephone Company/Scatter Creek InfoNet DSL | 10 / 1 |
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