Cowlitz County property record for 166 Bluff Rd, Kelso, WA 98626 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,508 sqft · built 2005 |
| Lot Size | 2.08 acres (91,040 sqft) |
| Owner | Individual Name on File |
| Last Sale | $360,000 (Feb 2020) |
| Tax Bill | $1,151 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Aug 2020 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R051663 |
| Primary APN | R051663 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,508 sqft Living Area |
| Gross Area | 3,129 sqft |
| 1st Floor Area | 2,508 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Wood Shingle |
| Roof Material | Composition Shingle |
| Lot Area | 91,040 sqft |
| Garage Type | Attached |
| Garage Area | 621 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 3051663 |
|---|---|
| Street Address | 166 BLUFF RD |
| City | KELSO |
| State | WA |
| Zip | 98626-8855 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 600 (WARD F DLC) 31 -7N -1W CC12139 LOT 3. |
| Legal Range | 01W |
| Legal Township | 07N |
| Legal Section | 31 |
| Legal Subdivision | WARD F DLC |
| Legal Lot Number | 3 |
| Jurisdiction | COWLITZ WA |
| Township / Civil Division | KALAMA |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 1601 |
Source: Cowlitz County records · APN R051663
Assessment roll updated May 27, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 166 BLUFF RD, KELSO, WA 98626-8855 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 08, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIBRE FCU |
| Aug 20, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Feb 07, 2020 | Warranty Deed, Transfer · Conventional Mortgage MANN MORTGAGE LLC |
| Jun 16, 2017 | Quit Claim Deed, Transfer · Conventional with PMI BANK OF AMERICA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 07, 2020 · Amount on Record |
| Deed Sale | Feb 07, 2020 · Amount on Record |
| Prior Sale | May 19, 2005 · Amount on Record |
| Deed Document Number | 20203637302 |
| Last Transfer Date | May 15, 2023 |
| Transfer Doc | 0003734715 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COWLITZ WA |
| Property Address | 166 BLUFF RD, KELSO, WA 98626-8855 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Title Company | COWLITZ COUNTY TITLE |
| Name | Verified Name |
|---|
| Document Number | 0003655629 |
|---|---|
| Date | Sep 08, 2020 |
| Instrument | 3655629 |
| Name | FIBRE FCU |
|---|---|
| Type | Credit Union |
| Address | LONGVIEW, WA 98632 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | COWLITZ WA |
| Recording Date | Aug 20, 2020 |
| Property Address | 166 BLUFF RD, KELSO, WA 98626-8855 |
| Document Number | 0003653913 |
| Instrument Date | Aug 12, 2020 |
| Instrument | 3653913 |
| Transaction Type | Transfer |
| Record Updated | Sep 09, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COWLITZ WA |
| Recording Date | Feb 07, 2020 |
| Property Address | 166 BLUFF RD, KELSO, WA 98626-8855 |
| Document Number | 0003637302 |
| Instrument Date | Jan 30, 2020 |
| Instrument | 3637302 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2021 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 166 BLUFF RD, KELSO, WA 98626-8855 |
| Document Number | 0003637303 |
|---|---|
| Date | Feb 07, 2020 |
| Instrument | 3637303 |
| Name | MANN MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | COWLITZ WA |
| Recording Date | Jun 16, 2017 |
| Property Address | 166 BLUFF RD, KELSO, WA 98626-8855 |
| Document Number | 0003570274 |
| Instrument Date | May 30, 2017 |
| Instrument | 3570274 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2017 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | PO BOX 1812 KALAMA WA 986251600, KALAMA, WA 98625-1600 |
| Document Number | 3570275 |
|---|---|
| Date | Jun 16, 2017 |
| Instrument | 3570275 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 15, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
Source: Cowlitz County records · Assessment roll updated May 27, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Cowlitz County |
| Unified School District | Kalama School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,151.00 (-76.85%) | $225,940 (-6%) Building $225,940 | $574,660 (+1.74%) Land $138,530 Building $436,130 |
| 2023 | $4,971.00 | ||
| 2022 | $564,850 Land $94,880 Building $469,970 | $564,850 Land $94,880 Building $469,970 |
Source: FEMA National Flood Hazard Layer, Cowlitz County (53015C), updated April 16, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 530150016012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 13 individual NFIP policies nearby |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 3 (2009–2022) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Apr 2022, rainfall accumulation |
| Wildfire Risk | Low above 20% of the US · above 16% of Washington |
|---|---|
| Wildfire Likelihood | About 1 in 5,263 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 2 locations within about half a mile of this property, a small sample
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Radiate Holdings | DSL | 1,000 / 10 |
| Scatter Creek | DSL | 10 / 1 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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