Henderson County property record for 190 Bear Br Rd, Hendersonville, NC 28792
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,400 sqft · built 2004 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $1,503 (2025) |
| Deeds & Mortgages | Jul 2026 Sale Apr 2024 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 10061397952055 |
| Primary APN | 10061397952055 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,400 sqft Heated Area |
| 1st Floor Area | 1,400 sqft |
| Basement Area | 1,400 sqft |
| Unfinished Basement | 1,400 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Porch | Slab |
| Porch Area | 160 sqft |
| Deck Area | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 9970552 |
|---|---|
| Street Address | 190 BEAR BRANCH RD |
| City | HENDERSONVILLE |
| State | NC |
| Zip | 28792 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 9970552~R3 |
| Legal Description | SR1607 OFF BEAR BRANCH RD |
| Legal Subdivision | PLENNY JAY FREEMAN 04 |
| Legal Block | 97 |
| Legal Lot Number | 4952 |
| Jurisdiction | HENDERSON NC |
| Township / Civil Division | EDNEYVILLE |
| Census Block Group | 1 |
| Census Block | 1049 |
| Census Tract | 930100 |
Source: Henderson County records, as of September 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 155, BAT CAVE, NC 28710-0155 |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Jul 16, 2026 | Special Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Apr 16, 2024 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Apr 11, 2024 |
| Transfer Doc | 0041540493 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | HENDERSON NC |
| Recording Date | Jul 16, 2026 |
| Property Address | 190 BEAR BRANCH RD, HENDERSONVILLE, NC 28792 |
| Document Number | 0001052686 |
| Book / Page | 4465 / 500 |
| Instrument Date | Jul 10, 2026 |
| Instrument | 20261052686 |
| Transaction Type | Transfer |
| Record Updated | Sep 3, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON NC |
| Property Address | 190 BEAR BRANCH RD, HENDERSONVILLE, NC 28792 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0041540496 |
|---|---|
| Date | Apr 16, 2024 |
| Book Page | 4154/496 |
| Instrument | 1001013097 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | PO BOX 25279, RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Change Frequency | Monthly |
|---|
Source: Henderson County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Henderson County |
| Unified School District | Henderson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $272,900 (-) Land $35,000 Building $237,900 | ||
| 2025 | $1,503.00 | $272,900 (-) Land $35,000 Building $237,900 | |
| 2023 | $272,900 Land $35,000 Building $237,900 | $272,900 Land $35,000 Building $237,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 12 (1978–2024) |
| Claims Outside the SFHA | 6 of 12 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 62% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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