Schenectady County and Schenectady City property record for 19 Willow Ave, Schenectady, NY 12304 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1900 |
| Square Footage | 1,415 sqft Living Area |
| Lot Size | 3,584 sqft (0.082 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $24,000 (2002) |
| Tax Bill | $3,336.00 (2025) |
| Primary APN | 421500 49.68-5-52 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,415 sqft Living Area |
| 1st Floor | 697 sqft 1st Floor |
| 2nd Floor | 718 sqft 2nd Floor |
| Stories | 2 Stories |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 3,584 sqft (0.082 acres) |
| Depth X Width | 112 ft x 32 ft Depth x Width |
| Shed | 1 Shed |
| Porch Area | 252 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Oil Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 19 WILLOW AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-1404 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 2 WOOD |
| Legal Block | 5 |
| Legal Lot Number | 52.000 |
| Jurisdiction | SCHENECTADY NY |
| Minor Civil Division | SCHENECTADY |
| Census Blockgroup | 3 |
| Census Block | 3005 |
| Census Tract | 20700 |
Source: Schenectady County and Schenectady City records · APN 421500 49.68-5-52
Assessment roll updated April 14, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 19 WILLOW AVE, SCHENECTADY, NY 12304-1404 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 18, 2023 | Deed of Trust, Mortgage HOUSING TRUST FUND CORPORATION |
| Aug 06, 2024 | Deed of Trust, Mortgage · Conventional Mortgage PIONEER BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 01, 2002 · Amount on Record |
| Deed Sale | Apr 01, 2002 · Amount on Record |
| Prior Sale | Feb 05, 2001 · Amount on Record |
| Deed Book / Page | 1620 / 935 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 19 WILLOW AVE, SCHENECTADY, NY 12304-1404 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000027937 |
|---|---|
| Date | May 18, 2023 |
| Book Page | 5305/116 |
| Instrument | 202327937 |
| Name | HOUSING TRUST FUND CORPORATION |
|---|---|
| Type | Non-Lending Institution |
| Address | ALBANY, NY 12207 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 19 WILLOW AVE, SCHENECTADY, NY 12304-1404 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 19 WILLOW AVE, SCHENECTADY, NY 12304-1404 |
| Document Number | 0000046133 |
|---|---|
| Date | Aug 06, 2024 |
| Book Page | 5387/823 |
| Instrument | 202446133 |
| Name | PIONEER BANK |
|---|---|
| Type | Bank |
| Address | ALBANY, NY 12211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 103 Months |
| Due | Mar 13, 2033 |
Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,336.00 (+11.76%) | $70,900 (-) Land $10,600 Building $60,300 | $117,404 (+30.82%) Land $17,553 Building $99,851 |
| 2023 | $70,900 (-) Land $10,600 Building $60,300 | $89,747 (+3.8%) Land $13,418 Building $76,329 | |
| 2022 | $70,900 Land $10,600 Building $60,300 | $86,463 Land $12,927 Building $73,536 | |
| 2021 | $2,985.00 |
Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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