St. Charles County property record for 19 White River Ln, Defiance, MO 63341
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,566 sqft · built 1986 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,675 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | A860002932 |
| Primary APN | A860002932 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,566 sqft Living Area |
| Gross Area | 3,770 sqft |
| 1st Floor Area | 1,566 sqft |
| Basement Area | 1,566 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 130,680 sqft |
| Garage Type | Attached |
| Garage Area | 638 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 100 sqft |
| Deck Area | Deck Area |
| Patio Area | 252 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | A860002932 |
|---|---|
| Street Address | 19 WHITE RIVER LN |
| City | DEFIANCE |
| State | MO |
| Zip | 63341-1641 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CALLAWAY VALLEY #4 LOT 77 |
| Legal Subdivision | CALLAWAY VALLEY #4 |
| Legal Lot Number | 77 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | BOONE |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 312204 |
Source: St. Charles County assessment roll, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 19 WHITE RIVER LN, DEFIANCE, MO 63341-1641 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 13, 2015 |
| Deed Sale | Nov 13, 2015 |
| Prior Sale | Jun 12, 2013 |
| Deed Document Number | 2015750440 |
| Deed Book / Page | 6450 / 823 |
| Prior Transfer Date | Nov 1, 2008 |
| Prior Transfer Doc | 0050720625 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 19 WHITE RIVER LN, DEFIANCE, MO 63341-1641 |
| Document Number | 0000085783 |
| Instrument Date | Oct 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2021 |
| Title Company | CLEAR TITLE GROUP LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 19 WHITE RIVER LN DEFIANCE MO 633411641, DEFIANCE, MO 63341-1641 |
| Document Number | 0000085783 |
|---|---|
| Date | Nov 6, 2020 |
| Instrument | 85783 |
| Name | FIRST CMNTY CU |
|---|---|
| Address | CHESTERFIELD, MO 63005 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Nov 5, 2035 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $61,385 (-) | $323,079 (-) Land $90,000 Building $233,079 | |
| 2025 | $3,675.00 (+3.2%) | $61,385 (+6.32%) | $323,079 (+6.32%) Land $90,000 Building $233,079 |
| 2024 | $3,561.00 (+24.64%) | ||
| 2023 | $57,735 (+27.9%) | ||
| 2022 | $2,857.00 | $45,141 | $303,869 (+27.9%) Land $75,000 Building $228,869 |
| 2021 | $237,586 Land $75,000 Building $162,586 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · above 47% of Missouri |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530 |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Brightspeed Fiber | 940 / 940 |
| Starlink Satellite | 280 / 30 |
5G and 4G LTE (outdoors only)
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