19 Undercliff Rd, Millburn, NJ 07041 Property Records

Essex County and Millburn Township property record for 19 Undercliff Rd, Millburn, NJ 07041

Property Summary

Property Type	Single Family Home
Details	2,324 sqft · built 1927
Lot Size	0.161 acres (7,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$887,500 (Jun 2016)
Tax Bill	$17,291 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Jan 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`12-00810-0000-00011`

Property Details

APN / Parcel Number

Primary APN	`12-00810-0000-00011`
Alternative APNs	`120081000011` `07041`

Interior

Stories	2 Stories
Building Area	2,324 sqft Living Area

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Construction Type	Frame
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	19 UNDERCLIFF RD
City	MILLBURN
State	NJ
Zip	07041-1509
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	50X140
Legal Subdivision	SOUTH MOUNTAIN ESTATES
Legal Block	810
Legal Lot Number	11
Jurisdiction	ESSEX NJ
Township / Civil Division	MILLBURN
Census Block Group	4
Census Block	4006
Census Tract	20200

Owner

Source: Essex County and Millburn Township records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	19 UNDERCLIFF RD, MILLBURN, NJ 07041-1509
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Jan 28, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2016 · Amount on Record
Deed Sale	Jun 15, 2016 · Amount on Record
Prior Sale	Aug 31, 2009 · Amount on Record
Deed Document Number	201649493
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Recording Date	Jul 23, 2026
Property Address	19 UNDERCLIFF RD, MILLBURN, NJ 07041-1509
Document Number	0000048729
Instrument Date	Jul 18, 2026
Instrument	202648729
Transaction Type	Mortgage
Record Updated	Aug 13, 2026
Title Company	TITLE365 - OMAHA, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 UNDERCLIFF RD, MILLBURN, NJ 07041-1509

Mortgage

Document Number	0000048729,
Date	Jul 23, 2026
Instrument	202648729

Lender

Name	BANK OF AMERICA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 18, 2056

Interest

Rate	6.47%
Max Rate	-1%

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	19 UNDERCLIFF RD, MILLBURN, NJ 07041-1509
Document Number	0000012889
Instrument Date	Jan 28, 2017
Transaction Type	Mortgage
Record Updated	Aug 28, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 UNDERCLIFF RD MILLBURN NJ 070411509, MILLBURN, NJ 07041-1509

Mortgage

Document Number	0000012889
Date	Feb 14, 2017
Instrument	12889

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 13, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Essex County and Millburn Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Millburn Township
Unified School District	Millburn Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$856,400 (-) Land $518,600 Building $337,800	$856,400 (-) Land $518,600 Building $337,800
2025	$17,291.00 (+1.87%)	$856,400 (-) Land $518,600 Building $337,800	$856,400 (-) Land $518,600 Building $337,800
2024	$16,973.00 (+2.01%)
2023		$856,400 Land $518,600 Building $337,800	$856,400 Land $518,600 Building $337,800
2022	$16,639.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Nearby Flood Policies	23 in force
Nearby Flood Claims	87 (1978–2026)
Claims Outside the SFHA	68 of 87
Most Recent Claim	Jul 2026
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 13 claims Hurricane Irene, Aug 2011 · 14 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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