Essex County and Millburn Township property record for 14 Undercliff Rd, Millburn, NJ 07041
| Property Type | Single Family Home |
|---|---|
| Details | 1,535 sqft · built 1930 |
| Lot Size | 0.166 acres (7,248 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $708,000 (May 2021) |
| Tax Bill | $15,031 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage May 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-00601-0000-00005 |
| Primary APN | 12-00601-0000-00005 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,535 sqft Living Area |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Construction Type | Frame |
| Lot Area | 7,248 sqft (0.166 acres) |
| Lot Dimensions | 145 ft deep x 50 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 14 UNDERCLIFF RD |
|---|---|
| City | MILLBURN |
| State | NJ |
| Zip | 07041-1510 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 50X145 |
| Legal Subdivision | SOUTH MOUNTAIN ESTATES |
| Legal Block | 601 |
| Legal Lot Number | 5 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MILLBURN |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 20200 |
Source: Essex County and Millburn Township records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 27 MERRYWOOD LN, SHORT HILLS, NJ 07078-2263 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 6, 2026 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| May 26, 2021 | Deed, Transfer NORTH BERGEN TITLE AGENCY INC, NORTH BERGEN TITLE AGCY INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 26, 2021 · Amount on Record |
| Deed Sale | May 26, 2021 · Amount on Record |
| Prior Sale | Dec 30, 1985 |
| Deed Document Number | 202166705 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 14 UNDERCLIFF RD, MILLBURN, NJ 07041-1510 |
| Transaction Type | Mortgage |
| Record Updated | Feb 4, 2026 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 370 HARTSHORN DR, SHORT HILLS, NJ 07078-1943 |
| Document Number | 0000000732 |
|---|---|
| Date | Jan 6, 2026 |
| Instrument | 2026000732 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Type Change Date | Jan 1, 2033 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.5% |
| Index | 1-Year T-Bill |
| Max Rate | 10.5% |
| Document Type | Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | May 26, 2021 |
| Property Address | 14 UNDERCLIFF RD, MILLBURN, NJ 07041-1510 |
| Document Number | 2021066705 |
| Instrument Date | May 13, 2021 |
| Instrument | 2021066705 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2021 |
| Title Company | NORTH BERGEN TITLE AGENCY INC, NORTH BERGEN TITLE AGCY INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,770.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | B RIGGS COURT, BASKING RIDGE, NJ |
| Name | Verified Name |
|---|---|
| Address | 14 UNDERCLIFF RD, MILLBURN, NJ 07041-1510 |
Source: Essex County and Millburn Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Millburn Township |
| Unified School District | Millburn Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $744,500 (-) Land $518,500 Building $226,000 | $744,500 (-) Land $518,500 Building $226,000 | |
| 2025 | $15,031.00 (+1.87%) | $744,500 (-) Land $518,500 Building $226,000 | $744,500 (-) Land $518,500 Building $226,000 |
| 2024 | $14,755.00 (+2%) | ||
| 2023 | $744,500 Land $518,500 Building $226,000 | $744,500 Land $518,500 Building $226,000 | |
| 2022 | $14,465.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 87 (1978–2026) |
| Claims Outside the SFHA | 68 of 87 |
| Most Recent Claim | Jul 2026 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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