19 Thornhill Ests, Poca, WV 25159 Property Records

Putnam County property record for 19 Thornhill Ests, Poca, WV 25159

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,484 sqft · built 1979
Lot Size	0.218 acres (9,496 sqft)
Owner	Individual Name on Record
Tax Bill	$819 (2026)
Deeds & Mortgages	Feb 2017 Reverse Mortgage
Flood Zone	Zone AE (high risk)
APN	`08-195A-0085.0009`

Property Details

APN / Parcel Number

Primary APN	`08-195A-0085.0009`
Alternative APNs	`40-08-195A-0085.0009` `00008824`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,484 sqft Living Area
1st Floor Area	2,968 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	9,496 sqft (0.218 acres)
Lot Dimensions	100 ft deep x 95 ft wide
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00008824
Street Address	19 THORNHILL ESTS
City	POCA
State	WV
Zip	25159-9407
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 SEC II THORNHILL EST
Legal Subdivision	THORNHILL ESTATES
Legal Lot Number	5
Jurisdiction	PUTNAM WV
Township / Civil Division	1
Census Block Group	5
Census Block	5017
Census Tract	20100

Owner

Source: Putnam County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	19 THORNHILL ESTS, AC, POCA, WV 25159-9407
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 11, 2024
Transfer Doc	0631000657
Record Updated	Oct 29, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM WV
Property Address	19 THORNHILL ESTS, POCA, WV 25159-9407
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1152/363
Date	Feb 9, 2017
Book Page	1152/363
Instrument	004156580015

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	ORANGE, CA 92868

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	900 Months
Due	Feb 11, 2092

Interest

Rate Type	Adjustable Rate
Rate	4.73%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2018
Change Frequency	Annually
Index	1-Year LIBOR

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of December 5, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$819.00 (+9.79%)	$85,500 (+8.12%) Land $16,620 Building $68,880	$142,500 (+8.12%) Land $27,700 Building $114,800
2025	$746.00 (+27.52%) Homeowner's exemption	$79,080 (+16.02%) Land $12,900 Building $66,180	$131,800 (+16.02%) Land $21,500 Building $110,300
2023	$585.00 (+4.28%) Homeowner's exemption	$68,160 (+2.43%) Land $12,900 Building $55,260	$113,600 (+2.43%) Land $21,500 Building $92,100
2022	$561.00 Homeowner's exemption	$66,540 Land $12,900 Building $53,640	$110,900 Land $21,500 Building $89,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	4 (2003–2021)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Mar 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 44% of West Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WVAWC-KANAWHA VALLEY DIST private · serves 209,283 people · EPA ID WV3302016
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, Optimum, T-Mobile.

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