18 Thornhill Ests, Poca, WV 25159 Property Records

Putnam County property record for 18 Thornhill Ests, Poca, WV 25159

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,488 sqft · built 1979
Lot Size	0.218 acres (9,496 sqft)
Owner	Individual Name on File
Last Sale	$186,000 (Apr 2024)
Tax Bill	$1,260 (2026)
Deeds & Mortgages	Sep 2018 Mortgage Apr 2024 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`08-195A-0085.0008`

Property Details

APN / Parcel Number

Primary APN	`08-195A-0085.0008`
Alternative APNs	`40-08-195A-0085.0008` `00010556`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,488 sqft Living Area
1st Floor Area	2,688 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	9,496 sqft (0.218 acres)
Lot Dimensions	100 ft deep x 95 ft wide
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00010556
Street Address	18 THORNHILL ESTS
City	POCA
State	WV
Zip	25159-9407
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 SEC 1 THORNHILL EST
Legal Subdivision	THORNHILL ESTATES
Legal Lot Number	6
Jurisdiction	PUTNAM WV
Township / Civil Division	1
Census Block Group	5
Census Block	5017
Census Tract	20100

Owner

18 Thornhill Ests is owned by an individual who bought it in April 2024.

Source: Putnam County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2 TRISTRAM CT, RED HOUSE, WV 25168-7853
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2018	Deed of Trust, Mortgage · Conventional Mortgage POCA VALLEY BANK
Apr 8, 2024	Deed of Trust, Mortgage · Conventional Mortgage WEST VIRGINIA HOUSING DEV
Apr 8, 2024	Warranty Deed, Transfer · FHA Mortgage WESBANCO BANK INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 8, 2024 · Amount on File
Deed Sale	Apr 8, 2024 · Amount on File
Prior Sale	Sep 6, 2018 · Amount on File
Deed Book / Page	625 / 761
Prior Transfer Date	Sep 14, 2023
Prior Transfer Doc	0619000462
Record Updated	Oct 29, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM WV
Property Address	18 THORNHILL ESTS, POCA, WV 25159-9407
Transaction Type	Mortgage
Record Updated	Dec 5, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001197/140
Date	Sep 6, 2018
Book Page	1197/140
Instrument	004483610010

Lender

Name	POCA VALLEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 15, 2048

Interest

Rate Type	Fixed Rate

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM WV
Property Address	18 THORNHILL ESTS, POCA, WV 25159-9407
Transaction Type	Mortgage
Record Updated	Apr 24, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001362/339
Date	Apr 8, 2024
Book Page	1362/339
Instrument	005666190011

Lender

Name	WEST VIRGINIA HOUSING DEV
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2039

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM WV
Recording Date	Apr 8, 2024
Property Address	18 THORNHILL ESTS, POCA, WV 25159-9407
Document Number	000625/761
Book / Page	625 / 761
Map Reference	PC B SL 105 DB 619
Instrument Date	Apr 5, 2024
Instrument	005666170003
Transaction Type	Transfer
Record Updated	Apr 24, 2024
Title Company	BESTITLE TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$818.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 TRISTRAM CT, RED HOUSE, WV 25168-7853

Mortgage

Document Number	001362/325
Date	Apr 8, 2024
Book Page	1362/325
Instrument	005666180014

Lender

Name	WESBANCO BANK INC
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2054

Tax Assessment & Valuation

The 2026 property tax bill for 18 Thornhill Ests was $1,260, up 8.4% from the year before.

Source: Putnam County assessment roll, as of December 5, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,260.00 (+8.43%)	$100,800 (+9.59%) Land $22,200 Building $78,600	$168,000 (+9.59%) Land $37,000 Building $131,000
2025	$1,162.00	$91,980 Land $17,220 Building $74,760	$153,300 Land $28,700 Building $124,600
2023	$804.00 (+3.08%)	$66,240 (+2.32%) Land $17,220 Building $49,020	$110,400 (+2.32%) Land $28,700 Building $81,700
2022	$780.00	$64,740 Land $17,220 Building $47,520	$107,900 Land $28,700 Building $79,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 18 Thornhill Ests in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	4 (2003–2021)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Mar 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18 Thornhill Ests is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 44% of West Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WVAWC-KANAWHA VALLEY DIST private · serves 209,283 people · EPA ID WV3302016
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, Optimum, T-Mobile.

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