19 Terry Ln, Commack, NY 11725 Property Records

Suffolk County and Smithtown Town property record for 19 Terry Ln, Commack, NY 11725

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,217 sqft · built 1960
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$499,000 (Feb 2017)
Tax Bill	$13,414 (2024)
Deeds & Mortgages	Jul 2020 Refinance May 2020 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`473489 88.-5-6`

Property Details

APN / Parcel Number

Primary APN	`473489 88.-5-6`
Alternative APNs	`0800-088.00-05.00-006.000` `348908800000050060000000` `47340021492`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,217 sqft Living Area
Gross Area	1,517 sqft
1st Floor Area	1,217 sqft
Basement Area	300 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Basement
Porch	Open Porch
Porch Area	118 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	19 TERRY LN
City	COMMACK
State	NY
Zip	11725-2014
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5-180776 TC-52 *2419 SEC 2 LOT 196 BIRCHWOOD PARK AT COMMACK
Legal Subdivision	BIRCHWOOD PK/COMMACK SEC 2
Legal Block	5
Legal Lot Number	6
Jurisdiction	SUFFOLK NY
Township / Civil Division	SMITHTOWN
Census Block Group	2
Census Block	2024
Census Tract	135101

Owner

Source: Suffolk County and Smithtown Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	19 TERRY LN, COMMACK, NY 11725-2014
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance BETHPAGE FCU
May 23, 2020	Loan Modification, Consolidation and Extension, Mortgage · Conventional with PMI BETHPAGE FCU
Feb 18, 2017	Grant Deed, Transfer · Conventional with PMI BETHPAGE FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 18, 2017 · Amount on Record
Deed Sale	Feb 18, 2017 · Amount on Record
Prior Sale	Jun 15, 2006 · Amount on Record
Deed Book / Page	12901 / 241
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	19 TERRY LN, COMMACK, NY 11725-2014
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0231520018
Date	Jul 10, 2020
Book Page	23152/18
Instrument	DL014891

Lender

Name	BETHPAGE FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

May 2020: Loan Modification, Consolidation and Extension, Mortgage

Document Type	Loan Modification, Consolidation and Extension
Jurisdiction	SUFFOLK NY
Property Address	19 TERRY LN, COMMACK, NY 11725-2014
Document Number	0231520019
Instrument Date	May 23, 2020
Transaction Type	Mortgage
Record Updated	Dec 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 TERRY LN COMMACK NY 117252014, COMMACK, NY 11725-2014

Mortgage

Document Number	0231520019
Date	Jul 10, 2020
Book Page	023152/000019

Lender

Name	BETHPAGE FCU
Type	Credit Union
Address	LINTHICUM, MD 21090

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 9, 2050

Interest

Rate Type	Fixed Rate
Rate	3.25%

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUFFOLK NY
Recording Date	Feb 18, 2017
Property Address	19 TERRY LN, COMMACK, NY 11725-2014
Document Number	0129010241
Book / Page	01290 / 000241
Instrument Date	Jan 26, 2016
Transaction Type	Transfer
Record Updated	Jan 9, 2019
Title Company	TRIBOROUGH LAND SERVICES, TRIBOROUGH LAND SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,996.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9101 SHORE RD #410 BROOKLYN NY 112096173, 410, BROOKLYN, NY 11209-6173

Mortgage

Document Number	227900023
Date	Feb 18, 2017
Book Page	022790/000023

Lender

Name	BETHPAGE FCU
Type	Credit Union
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 17, 2047

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Smithtown Town
Unified School District	Commack Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$4,850 (-) Land $300 Building $4,550	$606,250 (+10,774.44%) Land $37,500 Building $568,750
2024	$13,414.00
2023		$4,850 Land $300 Building $4,550	$5,575 Land $345 Building $5,230

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1979–2023)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Asbestos resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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